Booking experience was amazing Booked INF BMI VIP+ for my dad, as Pre-existing coverage was not our goal. Plan looks good (essentially equivalent of Elite with lower limit for pre-existing). Prakash helped clarify everything very nicely, and booking experience was 5-star with all questions answered over the chat.

My wife and I travel to Florida every… My wife and I travel to Florida every year to stay in Naples. After hearing some horror stories- we decided to invest in a insurance policy for our US travel. since our provincial (we're from Canada), insurance does not cover anything meaningful. I was very thankful i got INF because my wife has appendicitis during our stay- they bill was close to $60,000 and INF took care of us. I've recommended INF to fellow snow birds such as myself.

Bought BMI VIP plan for parents Bought BMI VIP plan for parents when they arrived in April 2021. After two days , Dad started having COVID symptoms. Called BMI and they helped to book appointment for testing. After couple of days , we went to ER because he wasn't feeling well. Again INF/BMI helped. All this time, we never paid anything. All claims and appointment taken care by insurance directly. I would definitely recommend INF (BMI VIP plan).

BMI plan initially denied claims, but resolved after customer support This company sells a travel assistance program claiming it's the best and covers everything unlike other travel insurance. Using this ruse, they also charge several times the premium. However, they are worse than other travel insurance and are hardly even an insurance. I got the BMI plan from them and this has a rule of reporting in 24 hours. However, this is ambiguous and they can interpret in a way to deny your claims. Even if a symptom of pain started less than 24 hours ago, they can claim that it was due to an issue from more than 24 hours ago. EDIT: This was resolved after reaching out to customer service and the required medical provider call and prescription medicine were provided.

Advantaged covered when I needed I enrolled in the INF Advantage plan for my mom because she's been having very brittle bones recently. The coverage came in handy when she accidentally slipped in the bathtub and fractured her tibia. of course this was covered by the insurance because it was an accident and they paid really really well. I'm really happy that they offered 150,000 coverage because my total bill was around 48,000 and they paid around 40,000 of that.