YNAB is a game changer YNAB has been a game changer for my personal finance. It is the ONLY budgeting app/program/process that has worked and kept me focused on my goals. Could not recommend more. The amount I have been able to save using the YNAB process has more than enough paid for the app annual fee. And the fee is accounted for on my spending plan.

Love me some YNAB Love me some YNAB! Look, I know this can be a bit overwhelming to learn in the beginning and you’ll doubt the sanity of your decision to try the app and do some real adulting, but fear not! There are so many good videos explaining how to use it and the articles are on point! They are full of links to other articles and videos and it’s easy to navigate. The customer support has been the standout to me. I had some issues getting started and trying to figure out what to do to fix what I just did. The support team was very good and even made me a personalized video showing me step by step what to do! Amazing. Thanks YNAB team!

I def needed a budget The web app and iOS app work very intuitively. They're constantly pushing out updates. They've spawned a community centered around budget tips and tricks. They even have a robust video series to help you develop your own budget. As a bartender, income and expenses can be very hard to track. YNAB helped me build security into my budget by keeping track of where my money was going. I owe a great deal of my peace of mind to the convenience YNAB has contributed to my life.

A much better way to track your spending. Keeping track of the money you actually HAVE is a much better way to control your finances than to plan for money you may never earn. They are very receptive to suggestions and customer service is exemplary.

The method just works! The 4 principles work great. Overall structure behind the app, just works wonderfully. Your relationship with money improves over period of time as you start seeing debt in a different light and see your net worth increase. Lastly, the great tutorial videos and blogs help clear any lingering doubts.