I love YNAB I love YNAB. It is like the old fashioned way of budgeting by putting cash in envelopes for each budget item, but way easier. It helps me see where my money is going and where I am overspending. It pushes me to make choices of what I want to fund. I have to make priorities. There are still some parts/functions of YNAB I don’t fully understand/use. Some parts can be confusing, but you can still get going in meantime.

A much better way to track your spending. Keeping track of the money you actually HAVE is a much better way to control your finances than to plan for money you may never earn. They are very receptive to suggestions and customer service is exemplary.

The last budgeting app you’ll need YNAB has completely changed the way I budget! It is the most transparent and effective method to budget in my opinion. I know exactly how much money I spend in any given month and can predict how much I’ll spend later. YNAB has paid for itself tenfold in the peace of mind it gives me!

I loved YNAB before it went online I loved YNAB before it went online. I tried it online. It is so different I cannot tell what is going on. I cannot reconcile accounts. I have no control. Asking for help did not help. I am now using another software.

Best budget program Absolutely changed the way we budget each month. It only takes about 20 minutes each week once you get the hang of it. It is a little more complicated and harder to learn than things like Mint but it works better and actually produces results.