I def needed a budget The web app and iOS app work very intuitively. They're constantly pushing out updates. They've spawned a community centered around budget tips and tricks. They even have a robust video series to help you develop your own budget. As a bartender, income and expenses can be very hard to track. YNAB helped me build security into my budget by keeping track of where my money was going. I owe a great deal of my peace of mind to the convenience YNAB has contributed to my life.

I have tried many ways to create a… I have tried many ways to create a budget and stick to it. Most times it just becomes some version of tracking and not budgeting. YNAB is the first app that not only makes it simple to create a realistic budget but also encourages me to save for future expenses.

A much better way to track your spending. Keeping track of the money you actually HAVE is a much better way to control your finances than to plan for money you may never earn. They are very receptive to suggestions and customer service is exemplary.

Best budget program Absolutely changed the way we budget each month. It only takes about 20 minutes each week once you get the hang of it. It is a little more complicated and harder to learn than things like Mint but it works better and actually produces results.

YNAB is easy to use YNAB is easy to use. The most important part of using YNAB is that you give every dollar a purpose once it is deposited. This helps you avoid spending on unplanned impulse purchases. Before you buy something that is unplanned you have to decide where this money will come from which stops you from wasting money.