The method just works! The 4 principles work great. Overall structure behind the app, just works wonderfully. Your relationship with money improves over period of time as you start seeing debt in a different light and see your net worth increase. Lastly, the great tutorial videos and blogs help clear any lingering doubts.

I love YNAB I love YNAB. It is like the old fashioned way of budgeting by putting cash in envelopes for each budget item, but way easier. It helps me see where my money is going and where I am overspending. It pushes me to make choices of what I want to fund. I have to make priorities. There are still some parts/functions of YNAB I don’t fully understand/use. Some parts can be confusing, but you can still get going in meantime.

A much better way to track your spending. Keeping track of the money you actually HAVE is a much better way to control your finances than to plan for money you may never earn. They are very receptive to suggestions and customer service is exemplary.

YNAB is a game changer YNAB has been a game changer for my personal finance. It is the ONLY budgeting app/program/process that has worked and kept me focused on my goals. Could not recommend more. The amount I have been able to save using the YNAB process has more than enough paid for the app annual fee. And the fee is accounted for on my spending plan.

Really useful app with an innovative… Really useful app with an innovative approach to tracking spend. Has helped me track my spend, grow net worth, and be very guilt free about my purchases.