I do love this system I do love this system. Once you figure all the things, I think of this as an accountability tool that keeps me on plan but enables enough flexibility that I don’t feel any guilt when I’ve under-budgeted an expense (which happens less often now). And when those shoes start calling my name from inside the store? I now have a little something put aside that the spend doesn’t mean I’ll be dieting for the next two weeks, you know? Best thing I ever did.

It's not the subject matter…it's how it's taught I enjoy the playful way you teach about basic budgeting. I think it's something that many people, myself included, miss growing up. People say you are just testing basic zero dollar budgeting, but it's not what you teach it's how. For the first time in a while I feel like I can rest any goal if I plan accordingly using your methods. You often say freedom comes from restriction and it can be surprising where and how extra money comes from in a budget. I can attest to that.

YNAB is a game changer YNAB has been a game changer for my personal finance. It is the ONLY budgeting app/program/process that has worked and kept me focused on my goals. Could not recommend more. The amount I have been able to save using the YNAB process has more than enough paid for the app annual fee. And the fee is accounted for on my spending plan.

I love this app I love this app, it has helped me wrap my mind around budgeting in a way that many other apps failed to do

Love me some YNAB Love me some YNAB! Look, I know this can be a bit overwhelming to learn in the beginning and you’ll doubt the sanity of your decision to try the app and do some real adulting, but fear not! There are so many good videos explaining how to use it and the articles are on point! They are full of links to other articles and videos and it’s easy to navigate. The customer support has been the standout to me. I had some issues getting started and trying to figure out what to do to fix what I just did. The support team was very good and even made me a personalized video showing me step by step what to do! Amazing. Thanks YNAB team!