Perch loans and advance america has… Perch loans and advance america has always came through for me. I understand that the interest rates can be on the higher side, but these loans are truthfully meant if you need an approval fast and money fast. If you want to avoid the interest charges pay off quicker! That is what I always do . I was able to pay of some small balance credit cards to help my score back up. The ironic part although they don't report good payment history to the credit bureaus it works out for me because now it shows I don't have any debt when I did pay those credit cards. Sometimes having too many loans can reflect negative on your credit report which is why I chose this loan so that I could pay off my credit cards and then pay this loan off with my next few paycheck, because again I make bigger payments and pay off quickly.

Double check info First time my loan was voided not happy close to Christmas. I redid loan,turns on the mistake was on me. I gave wrong apartment number. I called verified address all went well.Always double check address went submitting loan. Everyone was super nice about it through.

Can’t access website or track loan… Can’t access website or track loan status couldn’t reach anyone by phone

Tried paying off a loan Tried paying off a loan. Nothing on their website tells you that you can't use Chime or any thing like it to make payments. I tried 2 times through their automated system & kept getting transferred to a live Advance America agent (didn't know they were connected), didn't understand why until the agent told me they are sister companies. I spent over an hour & accomplished NOTHING.

I deferred one payment it was approved… I deferred one payment it was approved and since that time I'm getting collection past due calls. My payments are set up automatic thru my bank and one payment paid today per my bank. I get this call this evening my perch loan is past due. Wait I said what payment are you calling about the rep replied back your June payment!!!! ( This is May 18) I ask why are you calling me today. She didn't know ,we got disconnected. I called back and another rep couldn't find me thru my phone number. I called back and the rep explained when you defer it sometimes messes up the system. I don't like and will not accept calls from a debt that I'm paying on time.