Perch Loans (USA)

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3.50
Based on 20 Reviews

5

55.00%

4

5.00%

3

5.00%

2

5.00%

1

30.00%
About Perch Loans (USA)

Perch Loans, an online lender offering installment loans in select U.S. states, provides borrowers customer-friendly, innovative solutions and financial wellness tools to let their personal finances take flight.

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Jon Doe
GB

I was looking for a loan to pay off… I was looking for a loan to pay off another loan and lower the interest rate. Perch not only gave me that loan but saved me almost $2,000 in interest I was paying else where.

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Anthony Lantern
GB

This is the easiest review I’ve ever… This is the easiest review I’ve ever had to do cause of the great service i received and the easy process i had to go through and the customer service is outstanding have been checking with me every since i done my loan making sure everything was great. Perch Loan I truly thank you so much.

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Tracey Hall
GB

Unrecognised account on my credit reports I have just checked my credit report and have a perch loan entered on my report where the account was opened 6 months after I moved out of my previous home. Any suggestions who I can contact regarding this?

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Scott k.
GB

Great company I received an online offer from a company associated with Perch loans.They offered me an interest rate less than half of what I had paid at that business. I filled an application,was approved and had my money from Perch loans in less than 24 hours.very satisfied..thank you.

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Arlene
GB

Perch loans taking unauthorized payments from my account I took out a loan with Perch with ACH withdrawals. In July, 2021 they took a payment three days ahead of scheduled date, overdrafting my account. I called and after about 5 calls trying to fix the issue and getting a refund of my costs due to the overdraft; they made the adjustments but put my account in collections even though I was current on my payments. Phone calls did not work. I could not speak to the agent who fixed the OD problem. Usually I could not get an answer at all, usually hanging up after 15+ minutes. I tried to make regular payments, but many months I was not able to open my online account. However, Perch would take out ACH payments randomly. I finally withdrew, in writing, my permission to use ACH June 7, 2022, telling the company I will make payments via debit card option on-line. I repeated that I was keeping a record ( I had filed a report with BBB after the July 2021 issue) and I needed to control the payments. I was not able to access my account on-line in June 2022, but on July 7, 2022 Perch again withdrew an ACH payment overdrafting my account. I insisted they take that charge off my balance, which they have not done. I was not able to access my online account, and I notified Perch that I would make debit card payments once they restored my on-line access. Today, they again took an ACH payment out. I will stop ACH access through my bank, which will cost me a fee. I have notified Perch that I expect them to deduct all my extra expenses, and I have insisted that I will make all subsequent payments via debit. This has been a very unsettling experience.

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