I deferred one payment it was approved… I deferred one payment it was approved and since that time I'm getting collection past due calls. My payments are set up automatic thru my bank and one payment paid today per my bank. I get this call this evening my perch loan is past due. Wait I said what payment are you calling about the rep replied back your June payment!!!! ( This is May 18) I ask why are you calling me today. She didn't know ,we got disconnected. I called back and another rep couldn't find me thru my phone number. I called back and the rep explained when you defer it sometimes messes up the system. I don't like and will not accept calls from a debt that I'm paying on time.

Unrecognised account on my credit reports I have just checked my credit report and have a perch loan entered on my report where the account was opened 6 months after I moved out of my previous home. Any suggestions who I can contact regarding this?

Perch loans and advance america has… Perch loans and advance america has always came through for me. I understand that the interest rates can be on the higher side, but these loans are truthfully meant if you need an approval fast and money fast. If you want to avoid the interest charges pay off quicker! That is what I always do . I was able to pay of some small balance credit cards to help my score back up. The ironic part although they don't report good payment history to the credit bureaus it works out for me because now it shows I don't have any debt when I did pay those credit cards. Sometimes having too many loans can reflect negative on your credit report which is why I chose this loan so that I could pay off my credit cards and then pay this loan off with my next few paycheck, because again I make bigger payments and pay off quickly.

Perch loans application is secure and I… Perch loans application is secure and I got approved within minutes. I definitely would recommend them. So if you run into unexpected bills which we all do and you need money with affordable repayment plan and low rates I'm glad I did.

I applied for a loan (pre-approved) and… I applied for a loan (pre-approved) and everything seemed okay. The loan agreement in place, the payment schedule set and I am ready to sign and there is a message that my loan was being received and they would contact me shortly.5 days later, not a word. Bogus.