I have been trying to call/email derserve… I have been trying to email derserve about and credit card dispute and credit, they wrote me back a one sentence email referring to the pervious email they sent. Which I never got, and I asked to please send again and to explain the process... no answer. The phone number has been busy all last week and again today all day? What is going on? Whoever answers these posts should be the person in customer service, then again it's probably a hired pre-written blank repsonse.

Good for international students I've had a Deserve credit card for 3ish years now and I haven't had any problems yet. The cashback is a little low (1%), but overall Deserve is a much better option than what you would usually get if you're an international student or otherwise don't have a SSN. They also seem relatively generous about how often and how much they'll increase your credit limit if you never miss a payment, as I have. Would recommend.

Great starter card Great starter card. I am a college student with zero credit history. I applied for a few cards before I head about education cards for students like myself. I wanted one that had ok benefits, but more than anything, wasn't going to take my money. This card gives me 1% cash back with zero monthly/annual fees. It also sends frequent reminders letting me know my payment is due soon/has been received, etc. After one year of use, I have no complaints and I recommended it to my siblings. App is a little janky, but nothing you can't figure out. Overall I'm very happy with it.

if you’re a student with little to no… if you’re a student with little to no debt, this card looks perfect! However, they do not have a good APR%, and are more than willing to go behind your back and decrease tour credit limit, even if your track record is 100% in time and good. Even if you have no credit, it’s still better than them hurting your credit.

Horrible Horrible. Had an account with them since 2017. 3 days ago I contacted them to inform a last name change and request a new card because mine expired in July and I haven’t received a new one. My requests were promptly accepted and them 2 days later they closed my account for “prolonged inactivity” with no notice. Contacted customer service and they said they can’t do anything to reverse it. The card is garbage as the customer service. I would keep the account open just to aging my score. Anyway. Stay away. They are literally garbage