if you’re a student with little to no… if you’re a student with little to no debt, this card looks perfect! However, they do not have a good APR%, and are more than willing to go behind your back and decrease tour credit limit, even if your track record is 100% in time and good. Even if you have no credit, it’s still better than them hurting your credit.

First Credit Card as a College Student, They've Made It Easy I am a college student. Deserve was the first credit card that accepted me. I have been very happy with them, especially the automatic payments and the notifications once a transaction has happened. It's helped me build credit and has a super easy app which has also helped me learn more credit and how it's calculated. Overall great company and card.

I am using deserve credit card from… I am using deserve credit card from last one year..they didn't increase my credit limit.. they increase the limit after one year which is very bad because i regularly used card and paid before the time and i not have any penalties....i have call several time to increase my limit...the customer service is not good...

Good but "fake" cashback Taking out one star from full score only because their cashback system only allows to get the credit in 25$ increment and only as statement credit (not really "cash"). Overall is a good card that I suggest to every international student in the US: get this and the other very popular one (name starts with D too), use them consistently and pay in full each month for 6 month and you'll end up with a high credit score that allows you to graduate to more rewarding (i.e. traveling) credit cards.

Nice Yet Small Credit Card Company Limited operating hours. Payments can sometimes post late when you pay them the day before or on due date. I recommend to always screen shot your payment with date time and confirmation code, to send ad proof if there’s an error of payment posting on time. They are friendly and they do work well to resolve issues. I do like the app. Charges are immediately push notified to your phone. Balances seem to always be real-time. Card can easily be paused on app within 2 seconds.