Good for international students I've had a Deserve credit card for 3ish years now and I haven't had any problems yet. The cashback is a little low (1%), but overall Deserve is a much better option than what you would usually get if you're an international student or otherwise don't have a SSN. They also seem relatively generous about how often and how much they'll increase your credit limit if you never miss a payment, as I have. Would recommend.

Dishonest company Dishonest company. They partnered with BlockFi to issue credit cards. When Blockfi went under, they closed many people's credit cards - even if they paid bills/paid off card every month. They gave fraudulent reasons for account closure.

I am using deserve credit card from… I am using deserve credit card from last one year..they didn't increase my credit limit.. they increase the limit after one year which is very bad because i regularly used card and paid before the time and i not have any penalties....i have call several time to increase my limit...the customer service is not good...

Horrible Horrible. Had an account with them since 2017. 3 days ago I contacted them to inform a last name change and request a new card because mine expired in July and I haven’t received a new one. My requests were promptly accepted and them 2 days later they closed my account for “prolonged inactivity” with no notice. Contacted customer service and they said they can’t do anything to reverse it. The card is garbage as the customer service. I would keep the account open just to aging my score. Anyway. Stay away. They are literally garbage

Great starter card Great starter card. I am a college student with zero credit history. I applied for a few cards before I head about education cards for students like myself. I wanted one that had ok benefits, but more than anything, wasn't going to take my money. This card gives me 1% cash back with zero monthly/annual fees. It also sends frequent reminders letting me know my payment is due soon/has been received, etc. After one year of use, I have no complaints and I recommended it to my siblings. App is a little janky, but nothing you can't figure out. Overall I'm very happy with it.