if you’re a student with little to no… if you’re a student with little to no debt, this card looks perfect! However, they do not have a good APR%, and are more than willing to go behind your back and decrease tour credit limit, even if your track record is 100% in time and good. Even if you have no credit, it’s still better than them hurting your credit.

I have been trying to call/email derserve… I have been trying to email derserve about and credit card dispute and credit, they wrote me back a one sentence email referring to the pervious email they sent. Which I never got, and I asked to please send again and to explain the process... no answer. The phone number has been busy all last week and again today all day? What is going on? Whoever answers these posts should be the person in customer service, then again it's probably a hired pre-written blank repsonse.

Nice Yet Small Credit Card Company Limited operating hours. Payments can sometimes post late when you pay them the day before or on due date. I recommend to always screen shot your payment with date time and confirmation code, to send ad proof if there’s an error of payment posting on time. They are friendly and they do work well to resolve issues. I do like the app. Charges are immediately push notified to your phone. Balances seem to always be real-time. Card can easily be paused on app within 2 seconds.

Great first card! Deserve is a great credit card for International Students that does not have a credit score. Deserve Pro has amazing cash back for its target customers, compared to its competitors. The application and the website can be improved, not the best UI/UX. However, it gets the job done. This should be your first card, if you are new to credit cards in the U.S.!

Good but "fake" cashback Taking out one star from full score only because their cashback system only allows to get the credit in 25$ increment and only as statement credit (not really "cash"). Overall is a good card that I suggest to every international student in the US: get this and the other very popular one (name starts with D too), use them consistently and pay in full each month for 6 month and you'll end up with a high credit score that allows you to graduate to more rewarding (i.e. traveling) credit cards.