The reps I've talked to were decent… The reps I've talked to were decent enough. However, I would advise against using it. Even for Uber. It takes days to get an Email address changed and forever to even get a rep on the phone. Unfortunately, Ubers security algorithms can randomly lock you out of your instant pay accounts without being able to edit them for days at a time too. So rn I don't trust either. My only recourse is pulling my days earnings straight from a branch free ATM and depositing the cash directly into my own banks ATM.

Charging for transferring money and… Charging for transferring money and also getting money early off your pay check is not kosher it’s a deterrent from doing either. After this last payback I will not be using the branch service anymore!!

Poor Development Because of a bonus payment that arrived a few days after my regular paycheck, the Branch system used the lower bonus pay as my regular pay and lowered my advance drastically when I needed it most. Support was very helpful, however could not help me reach a resolution. The development team has a lot of work to do because your functions don't even work as they should - i.e. selecting which paychecks are the correct ones - DOES NOTHING! Undependable at the worst time.

Can't get an advance on my paycheck Can't get an advance on my paycheck, because, apparently, I need approval of my 11 year employer, and I don't have any, "default advances"?! GFY! Don't expect anything different from a, "company", run by somethig with a name that sounds like, sukadik!

I have been using Branch for about 3… I have been using Branch for about 3 years now , I used branch at first just for the Instant pay option because I used to get paid bi-weekly and then the option was removed awhile back , but having a Branch Account actually saved me cause i had the misfortune of having my actual bank account closed and I have been using Branch as my primary acc and it helped me out alot. Never had any issues with transaction or fraud, and it works with almost any job I apply for when I need direct deposit and they give you access to your pay up to 2 days early ! I give Branch a 10/10 .