I've really enjoyed using Varo I've really enjoyed using Varo! Not only do they offer free checking and savings accounts, but they also have just about the highest APY you can get right now. Varo also has great incentives such as mobile check cashing, Varo Advance and they have the highest paying referral program I've seen. I have not yet signed up for Varo Believe Credit Card, but it sounds like an amazing and easy way to build credit! I highly recommend Varo to anyone seeking online banking. It's easy to apply and there's no credit check.AAA+++. LOVE 💖 THIS BANK.!!!!

Nothing discouraging about this online bank! I first got Varo for an extra account. After careful studying of all the features it is now my bank of choice. Varo really is a bank with checking and savings accounts. You can even manage other accounts thru your Varo account. With direct deposit you get 2 days faster as well.

Varo has been great Varo has been great! It's a"REAL," Bank that offers a "REAL," Checking/Savings Account, unlike what other consumers believe. Do your research! It offers online banking at it's finest, in my opinion! Give it a try. I believe the fact that you can load money into it most just believe that it's a pre-paid card. It is not. That is just one of the features that is available. 😊

There is absolutely no way to speak to… ***update*** I have now canceled my accounts, which btw, you still have to go through chat. First, with a "regular" representative, then get chat transferred to a retention chat representative lol. Unbelievable.*** There is absolutely no way to speak to a person on the phone anymore. Everything from identity theft to disputes requires you to go on the app and use live chat, which they don't know much of anything. Varo didn't use to be like this. I've been with them for years. For now, I'll keep the account, but I have 3 other bank accounts, so it won't be used. Only because I don't feel like going through chat again after spending 45 minutes to get nowhere with my question. How useful is a bank when you can't reach anyone?

Worst banking experience Ever!!!! No customer service you can only CHAT and they end chat when they are do e talking to you. Belive is a scam they hold your money for 30 days Plus 1 business day just for a hotel deposit. And when you try to resolve it they tell you there is nothing they can do you just have to wait. They have no answers and tell you there is nothing that they can do. There is no way to escalate a situation you just get hung up on and told "I understand your frustration" Please use ANY other banking institution and tell everyone you know as well. You are better off giving your money to a random person with a coffee can. They would be more helpful.