Varo has been great Varo has been great! It's a"REAL," Bank that offers a "REAL," Checking/Savings Account, unlike what other consumers believe. Do your research! It offers online banking at it's finest, in my opinion! Give it a try. I believe the fact that you can load money into it most just believe that it's a pre-paid card. It is not. That is just one of the features that is available. 😊

What males Varo a bad option is that… What males Varo a bad option is that the app doesn't seem to work properly. Especially Zelle. Have never gotten that someone sent me. And the cash advance feature will lower your amount to borrow for no reason. Never been late with a payment, yet the reduced my amount over 50%. And of course you get no explanation. They say they have lived chat, complete lie! You are chatting with a Bot.and one if the dumbest bots I've ever used. Getting them on the phone is not possible. It feels like you'd throwing money into an empty void and u will never see it again. The fact that you talk to anyone, makes it not worth your time

I've been waiting for my payroll funds… I've been waiting for my payroll funds to be released on a mobile check deposit I made over a week ago, even with the assistance of my employer and their issuing bank. Customer service will repeatedly send CRM response macros and templates.

Varo bank close my account randomly… Varo bank close my account randomly without notification.

Varo is a good bank - for true online banking I have been with Varo now for over 6 years, I started with them while they were not an "official bank", but then transformed into one being backed by the FDIC, which I thought was great. They do not have the best communication practices in the industry, but I don't really need them that often, if I email them they will respond in 24-48 hours. With a good explaination, and usally will refer to their "rules" and such. I like the new feature send to anyone, I can now send Money to my husband, with out fees. I also enjoy the high interest rates on their savings account. If you are going to compare an online bank with a brick and morter bank, there really isn't a fair comparison, Varo doesn't have locations to walk into, or if they do it might only be in Utah or something like that. I do recommend them. I hate talking to people and going to the bank, so this is a really great option for me.