Highly unreliable Highly unreliable: sometimes transfers are made in hours/minutes, sometimes days go by with no action and just template/standard responses from support that the transfer is on schedule and on the way. How a service can be so poorly run is beyond me. Xoom mentions that the transfers are carried out by a "partner", and I have come to assume that means that the actual work has been outsourced to some low-income country with less than skilled staff. If possible, avoid this service.

Get worse and worse At first, the transfers are quick but the currency convert is way lower than current rate, then it takes days or week to complete transactions. when calling for estimate the delivery time and date, it keeps give me reason like “technical issue 0n third party and will be resold today”. same answer for 3 days continuously. At fourth time, it also gave me same BS answer even though i call 3rd party bank, they told me there is no issue at their bank and Xoom does jot send any transaction to them. i told Xoom representative, they said let them check and inform me that the technical issue has been resolve and expects my transactions will be complete next few hours. After these finished, i will not use Xoom no more. Avoid this as much as you can. disappointed.

You might have more luck sending cash in an envelope The app: Pros - it exists Cons - you’ll spend 1 hour going through a pretty harrowing UX and find out 3 days later that the transaction was cancelled. Customer support: Pros - prompt responses Cons - contents of said prompt responses are utter nonsense that makes you realise they don’t actually know anything about their own product.

I send money to Colombia through xoom I send money to Colombia through xoom, not only they discount a lot of money for each "Peso" (300 pesos for each dolar) which makes it very very pricy but also sometimes it takes a long time to send the money or not send it at all, when you call the agents they always blame the "associated Banks". Good luck trying to get the money back fast!!!!

I wanted to transfer more than my… I wanted to transfer more than my limit. I didn't realize there were limits! Xoom took my €900 in a few minutes but it took a week to get my money back. They asked for more ID documents, but what I sent wasn’t acceptable, so I cancelled the transaction. It’s all automatic, even my communication was met with robotic replies. I guess I am too old for this impersonal world. Very disillusioned. I’ll stick with a bank transfer in future. Pay Pal is great but don’t Xoom in to the financial iCloud.