Golden 1 Credit Union

8945 Cal Center Dr., 95826, Sacramento, United States
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1.70
Based on 20 Reviews

5

5.00%

4

10.00%

3

5.00%

2

10.00%

1

70.00%
About Golden 1 Credit Union

Since our founding in 1933, we’ve put people over profit. And when more than 5,000 Americans were asked to choose the credit union or bank they admire most, we were named in the top 3 nationwide (American Banker, 2021). We think it’s because we share your values – from having each other’s backs to keeping more of your hard-earned money. Join us along with more than a million of your fellow Californians!

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HollyLake
US

Bad tech, good customer service Their website & apps are not the friendliest to use, but any time I have had an issue, they've been very responsive. Overall, it's one of the better banks/credit unions out there.

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David Mitchell
US

The Golden 1 Hustle Golden 1 credit union duped the minority small businesses again. I felt funny not given a option from plaid. So they used plaid which has our passwords and log in information stored also they use google analytics, ios tracking etc. Then have the nerve to site banking regulation which they do not follow themselves and big scary words like patriot act. All this just to freeze your account in hopes of some of there illegal needs are met. Look at the contract on your final loans docs. If they needed more info and work with the sba. Why not just go to the sba or the lender. Nope they want us to do it cause they know we were left in the dark. Of course this is planed. Im either a smart fool or a dumb genius. Just watch how this unfolds. All you have to do is follow the money. I had a ein bank statments, websites, etc etc. So instead if my buisness isn't verifiable I was like they are so crooked. Their final letter said all this was cause I got the loan in my personal account. Discrimination, theft, misleading information fake complaint numbers, harassment. Just as crooked as any other big financial institution They can't do this and not get exposed Even on the final contract It says clear as day. This is a legally binding contract and anybody that manipulates or trys to change it or cause someone to default will be liable. Shot golden 1 acted like they never heard of prestamos. I know on the contract it said them and the sba verified the golden 1 account and gave them all document needed and should come from the lender or the SBA not the borrower. golden 1 put a regulation D on my account for months. Then took a cash withdrawal not ach transfer or wire but strait cash and ain't heard from them since. What's in the dark will come to light. But this is what they do cause we let them. I can't wait until all these FOIA reports come back.

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Aaron Dykea
US

Always helpful always innovative Always helpful always innovative. All of my accounts are through them for good reason. The tellers on Average are Amazing and know their stuff. I don't have any reason to move on after 19 years of their good works. Best Bank for me and my families needs.

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Frank
US

I have a checking account and a loan… I have a checking account and a loan with Golden1. The loan is set up for auto payment from my checking account. The first payment was scheduled for August but they took the money for the loan in July and when they did that it caused an over draft fee. Anything a bank can do to rip you off they will do it just like your government.

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Rikki
US

HORRIBLE EXPERIENCE I had $1200 taken from my account on 6/21. A joint check was deposited about a day before. I called on 6/22, they explained and told me a copy check was issued and sent to me within 5 business days. Confirmed my shipping address. 5 business days pass by...nothing. called on 6/30, they told me there is a delay in the USPS mail and it could be 7-10 business days confirmed my address again. 10 business days pass by NOTHING. called again on 7/6, got the call escalated to Irene, I asked for the check to be sent to a branch near me. I expressed my frustration to Irene she did not care, finally gave me an extension, and told me to call on Thursday,7/8, so we can 3-way call the bank because it should be there on Friday 7/9. Called no answer, left VM, no callback. Called their CS line, the guy told me the notes said I need to wait until Monday 7/12 and that it should be there no later than that. Monday no call from the branch as I'm desperately waiting. Called today Tuesday 7/13, to find out the branch has the check since Saturday and called me that day?! no, they did not. Why would I not answer or call back as I'm waiting for this $1200 check?? The lady I spoke to did not care as she was "just the messenger". So extremely upset over this situation. This company could care less

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