$200k in CC debt gone over 4 years We just finished paying off about $200,000 of credit card debt in just over 4 years. They made it really easy to set everything up, the negotiated interest rate across all creditors was way better than when I tried to negotiate myself, and everything was easy. My only wish is the online system could be a little more modern, but their US based customer service agents are great and respond quickly. Would recommend them to anyone trying to avoid bankruptcy and shedding their credit card debt.

The progress I was a little skeptical about it at the beginning. I did want to stop the phone calls creditors and start fresh I did give In charge a chance and so far I do not have any problem their very easy to deal with as soon you complete the part of the deal and make your payment each month they do the rest Thank you In charge

Good Service Could Be Better InCharge provides a good service but I wish more of the specifics had been explained, such as the fact all the accounts would be canceled. This is very detrimental to a credit rating helped by years of credit history. I also feel the negotiated interest rates are too high. Most companies offer a 0% or very low interest rate if the full amount is going to be paid off & the account canceled. InCharge should be a better advocate for their clients & secure lower interest rates to make payoff quicker & easier.

The quality of service was very good The quality of service was very good. including explaining the process and what would be most beneficial for me.

Kalesha Jones is my APRN and is the… Kalesha Jones is my APRN and is the only health professionals at Harmony that seems to genuinely take an active interest in my well-being. Dr. Jones was there for me mentally and emotionally during the month of August 2023 when in the time span of 1 month I lost my mom due to pancreatic cancer. I was able to live through that devastating event after all. Much to my surprise, I didn’t even try to end my own life, due to Ms. Jones. Most sincerely, Judith Byers