This is legit!! This is a godsend. It’s the only one you can trust, it’s a Non Profit. They are so kind and helpful. Initially I left off a couple creditors but have since added them into my program. Incredibly easy to use the app to check up and inquiries are always responded to. I’m really happy I finally took charge of my situation. I’ve already paid of 20% of my debt and the interest is no longer compounding! Thank you to everyone who works at InCharge.

Extremely helpful! On their website, it says "You don’t need a loan to eliminate credit card debt. A debt management program consolidates all your credit card bills into one, lower monthly payment at a reduced interest rate. You can be debt free in 3-5 years." As a customer, I can agree with the statement on their website 100%! Watching my debt go down faster than I could have ever done on my own takes a huge burden off and I feel like I can breathe. People go into debt for various reasons and InCharge is there to help! They also have educational financial material and tools that are very helpful. Also, the staff/agents I have talked to so far seemed like they really truly WANTED to help. Overall, great experience and I recommend.

$200k in CC debt gone over 4 years We just finished paying off about $200,000 of credit card debt in just over 4 years. They made it really easy to set everything up, the negotiated interest rate across all creditors was way better than when I tried to negotiate myself, and everything was easy. My only wish is the online system could be a little more modern, but their US based customer service agents are great and respond quickly. Would recommend them to anyone trying to avoid bankruptcy and shedding their credit card debt.

Kalesha Jones is my APRN and is the… Kalesha Jones is my APRN and is the only health professionals at Harmony that seems to genuinely take an active interest in my well-being. Dr. Jones was there for me mentally and emotionally during the month of August 2023 when in the time span of 1 month I lost my mom due to pancreatic cancer. I was able to live through that devastating event after all. Much to my surprise, I didn’t even try to end my own life, due to Ms. Jones. Most sincerely, Judith Byers

I made an awesome choice with InCharge… I made an awesome choice with InCharge debt solutions. I am almost finished paying off my debt bc of this company! I'm very pleased with this company and my decision to trust them to assist me. Very grateful!