Extremely helpful! On their website, it says "You don’t need a loan to eliminate credit card debt. A debt management program consolidates all your credit card bills into one, lower monthly payment at a reduced interest rate. You can be debt free in 3-5 years." As a customer, I can agree with the statement on their website 100%! Watching my debt go down faster than I could have ever done on my own takes a huge burden off and I feel like I can breathe. People go into debt for various reasons and InCharge is there to help! They also have educational financial material and tools that are very helpful. Also, the staff/agents I have talked to so far seemed like they really truly WANTED to help. Overall, great experience and I recommend.

I have been able to pay down credit… I have been able to pay down credit card debt and not worry about it. The payment was affordable. When I had an issue with a creditor who "disappeared", they took them off the plan with no issues.

Lowing my interest and combining all my… Lowering my interest and combining all my credit cards together really helped and brought my credit score up. I’m so thankful for your service and will always recommend you

$200k in CC debt gone over 4 years We just finished paying off about $200,000 of credit card debt in just over 4 years. They made it really easy to set everything up, the negotiated interest rate across all creditors was way better than when I tried to negotiate myself, and everything was easy. My only wish is the online system could be a little more modern, but their US based customer service agents are great and respond quickly. Would recommend them to anyone trying to avoid bankruptcy and shedding their credit card debt.

In 2020 at the beginning of Covid my… In 2020 at the beginning of Covid my income in my industry collapsed. Working in the school systems of New York City my $20,000 contract which I filled would take nine months to be paid. I turn to Incharge and they have been wonderful! I have been able to get back on track, survive the economic craziness of the Covid impact on my finances, and I am halfway two completely paying off my credit card debt. This was done with respect, and everyone that I’ve worked with has been professional and friendly. Thank you Incharge.