As long as I make my payments on time As long as I make my payments on time, I am closer to being debt free. It always amazes how far i have come. Your guarantee and freedom from creditors calling and sending letters are phenomenal.

Extremely helpful! On their website, it says "You don’t need a loan to eliminate credit card debt. A debt management program consolidates all your credit card bills into one, lower monthly payment at a reduced interest rate. You can be debt free in 3-5 years." As a customer, I can agree with the statement on their website 100%! Watching my debt go down faster than I could have ever done on my own takes a huge burden off and I feel like I can breathe. People go into debt for various reasons and InCharge is there to help! They also have educational financial material and tools that are very helpful. Also, the staff/agents I have talked to so far seemed like they really truly WANTED to help. Overall, great experience and I recommend.

Great company everything so easy to… Great company everything so easy to work with and reliable

I have been able to pay down credit… I have been able to pay down credit card debt and not worry about it. The payment was affordable. When I had an issue with a creditor who "disappeared", they took them off the plan with no issues.

Hassle free customer service Hassle free customer service! Completely satisfied with how my representative handled and explained everything. I get an email every month when funds have been posted to my accounts and the online portal lets me view interest and balances. I am so relieved to only have 1 payment to worry about while keeping my credit scores up.