Hassle free customer service Hassle free customer service! Completely satisfied with how my representative handled and explained everything. I get an email every month when funds have been posted to my accounts and the online portal lets me view interest and balances. I am so relieved to only have 1 payment to worry about while keeping my credit scores up.

The quality of service was very good The quality of service was very good. including explaining the process and what would be most beneficial for me.

Extremely helpful! On their website, it says "You don’t need a loan to eliminate credit card debt. A debt management program consolidates all your credit card bills into one, lower monthly payment at a reduced interest rate. You can be debt free in 3-5 years." As a customer, I can agree with the statement on their website 100%! Watching my debt go down faster than I could have ever done on my own takes a huge burden off and I feel like I can breathe. People go into debt for various reasons and InCharge is there to help! They also have educational financial material and tools that are very helpful. Also, the staff/agents I have talked to so far seemed like they really truly WANTED to help. Overall, great experience and I recommend.

InCharge is amazing InCharge is amazing, it's really help with paying off my credit cards. I was overwhelmed with everything and I was able to pay it off in 2-3 years. I am so excited to be debt free.

$200k in CC debt gone over 4 years We just finished paying off about $200,000 of credit card debt in just over 4 years. They made it really easy to set everything up, the negotiated interest rate across all creditors was way better than when I tried to negotiate myself, and everything was easy. My only wish is the online system could be a little more modern, but their US based customer service agents are great and respond quickly. Would recommend them to anyone trying to avoid bankruptcy and shedding their credit card debt.