Truly great for anyone looking to establish credit I have been using Kikoff for 6 months now and my credit score has jumped well over 100 points it is so simple to use and at only $5 a month is super affordable. I would highly recommend this for anyone looking to repair their credit.

Poor Communication Accepted my application on the course but then failed to inform me that my address was not in a funded area. My area was not listed on the government website as not being available for funding. No communication from the company.

Credit Buider Ever since I signed up with Kikoff it has been a slow yet steady credit builder and when this round is done I'm going to double it and maybe add a second account to fulfill it's a simple easy way to restore your credit I'm really happy with Kikoff

505 to 633 in less than 5 months I never write reviews but i need to give credit where credit is due!! After hourssss of researching the best way to raise my credit, I joined kikoff in may 2023, (my credit was awful, it was only 505) by june 2023 my credit score went up 90 points… its now November 3rd and my credit is 633 and still rising!! Everyone should join..its super easy and only $5 a month… i currently do two of the options kikoff has, so i only spend $15 a month! Heres my referral code if anyone wants to join and get extra perks: HRLXRUFB Also just joined cred.ai which is another reputable credit building app.. all u do is add money to your “unicorn card” they send you and spend like its a debit card and it reports to the bureaus that its a credit card and ur paying on time!! Cre.ai referral: RLHNRR

These are all fake five star and four star reviews These companies come in and write their own reviews through lots of different ways, but it's total garbage company. I fell for it. Admittedly. Now I have three accounts. I've been emailing these people in Indonesia for a month. They send me form letters different people. Every time I speak to them no one can give me accurate information And the last email the other day said that I had three accounts with them. Somehow they're showing me 90 days past due. Just dropped my credit 30 points. I cannot access this account to pay whatever they're talking about. They said they closed my account in March. It doesn't show up on any of my credit reports except for TransUnion but with ax says everything's perfect. I'm so sick of dealing with these shady known backdoor payday loan companies. They will shaft you, And somebody just let them do it. That's why they get away with it but this person will not. I will be pursuing this to the end and I will as I have with Cecil get back every dime and every single one of them financial harms done to me. It is a long game but I've done it before. Don't let these garbage companies steal from you. It takes effort but You got some self-respect you got to do it because this is the direction all of these companies are going. You're never going to talk to a live person again if you don't start standing up for ourselves.