KEEP YOUR 5 DOLLAS Don't waste your $5 it's not a real credit card the only thing you can spend the money on is their store which is books on how to use credit . There are so many other apps you can use for free to get your credit score higher which I actually did a couple days ago with DOVLY my credit score has gone up in 3 days .Kickoff is a joke. DON'T WASTE YOUR TIME OR YOUR MONEY THEY MAKE IT LOOK LIKE YOU'RE GETTING A CREDIT LINE OF $700 PLUS DOLLARS BUT YOU ARE NOT 100% ARE NOT!!! THEY ARE JUST MAKING MONEY OFF OF PEOPLE BECAUSE WE DON'T READ THE SMALL PRINT

Truly great for anyone looking to establish credit I have been using Kikoff for 6 months now and my credit score has jumped well over 100 points it is so simple to use and at only $5 a month is super affordable. I would highly recommend this for anyone looking to repair their credit.

Essential I want to go i to business for myself. Unfortunately I have problems in my credit. Kikoff is wonderful. You can raise your score when the report to the agencies monthly. I use current to pay monthly so my credit building goes up two ways. I want to raise it much higher, so entreprenuership can begin. Thanks Kikoff

BEST ONE SO FAR Honestly, it's easy to navigate, sends you an actual credit card that you can put money into and report to the bureaus. THEY REPORT RENT every month! THEY HAVE A NUMBER TO CALL in case there is a problem. BEATS the StellarFi SCAM.

These are all fake five star and four star reviews These companies come in and write their own reviews through lots of different ways, but it's total garbage company. I fell for it. Admittedly. Now I have three accounts. I've been emailing these people in Indonesia for a month. They send me form letters different people. Every time I speak to them no one can give me accurate information And the last email the other day said that I had three accounts with them. Somehow they're showing me 90 days past due. Just dropped my credit 30 points. I cannot access this account to pay whatever they're talking about. They said they closed my account in March. It doesn't show up on any of my credit reports except for TransUnion but with ax says everything's perfect. I'm so sick of dealing with these shady known backdoor payday loan companies. They will shaft you, And somebody just let them do it. That's why they get away with it but this person will not. I will be pursuing this to the end and I will as I have with Cecil get back every dime and every single one of them financial harms done to me. It is a long game but I've done it before. Don't let these garbage companies steal from you. It takes effort but You got some self-respect you got to do it because this is the direction all of these companies are going. You're never going to talk to a live person again if you don't start standing up for ourselves.