Kickoff Ripoff This is a bait and switch con! They create an "imaginary" account, nothing tangible. Charge a "payback" fee for the imaginary intangible money then if you no longer want to play their con they report you to the credit bureau. DON'T DO IT! instead open a secured line of credit at your banking institution and save your a major headache and avoid the "Kickoff Ripoff!

505 to 633 in less than 5 months I never write reviews but i need to give credit where credit is due!! After hourssss of researching the best way to raise my credit, I joined kikoff in may 2023, (my credit was awful, it was only 505) by june 2023 my credit score went up 90 points… its now November 3rd and my credit is 633 and still rising!! Everyone should join..its super easy and only $5 a month… i currently do two of the options kikoff has, so i only spend $15 a month! Heres my referral code if anyone wants to join and get extra perks: HRLXRUFB Also just joined cred.ai which is another reputable credit building app.. all u do is add money to your “unicorn card” they send you and spend like its a debit card and it reports to the bureaus that its a credit card and ur paying on time!! Cre.ai referral: RLHNRR

Poor Communication Accepted my application on the course but then failed to inform me that my address was not in a funded area. My area was not listed on the government website as not being available for funding. No communication from the company.

Credit Buider Ever since I signed up with Kikoff it has been a slow yet steady credit builder and when this round is done I'm going to double it and maybe add a second account to fulfill it's a simple easy way to restore your credit I'm really happy with Kikoff

Thank you for everything I really… Thank you for everything I really appreciate all of the help. I was surprised that this actually worked. Now I can focus on maintaining a better credit score without having too many credit cards!