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Kikoff

http://kikoff.com

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3.95

Based on 20 Reviews

70.00%

5.00%

0.00%

25.00%

About Kikoff

Credit score holding you back? Score under 600? Try Kikoff! Kikoff users see an avg increase of 58 pts. It's a easy and worry-free way to build your credit. Improve your credit utilization, payment history, and account age with Kikoff. #1 Credit Building App with 4.9 star rating on 75k+ reviews. Sign up in just minutes! See how everyone is building credit today. Zero Fees. Zero Interest. Zero Catch. Really. Our program is specifically designed to build credit for only $5/month and reports to the major credit bureaus. We've helped hundreds of thousands of people build their credit. Don’t just take our word for it. Join over a million people building their credit with Kikoff As reviewed on Nerdwallet. Individual results vary. Kikoff vs. Self Self is a lender that offers credit-builder loans as well as a secured credit card to help people establish credit. You have to pay an administrative fee for Self's credit-builder loan as well as a finance charge. Self offers loans starting at $600 and going up to $1,800. Unlike Kikoff, you don't have access to the full amount immediately. Instead, Self places the money in a certificate of deposit account and releases it to you when you finish making monthly payments for the loan term. You can use the loan to establish credit and build savings at the same time. You can pay your loan back early at both lenders or close your credit account at Kikoff if you have established a good credit score and are ready to apply for traditional loans or credit cards.

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http://kikoff.com

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So glad I gave it a chance! I was skeptical about using Kikoff after having a not so great experience with a similar company. I'm so glad I gave it a chance though! My credit has gone up over 80 points this year and a big part of that was Kikoff. I see it on my credit report. Highly recommend it!

Kickoff Ripoff This is a bait and switch con! They create an "imaginary" account, nothing tangible. Charge a "payback" fee for the imaginary intangible money then if you no longer want to play their con they report you to the credit bureau. DON'T DO IT! instead open a secured line of credit at your banking institution and save your a major headache and avoid the "Kickoff Ripoff!

Slow to report good paying habits It has actually took my credit up a little, the reason I gave a 4 not a five, almost gave a 3, after 6 months of paying, I had to call or text don't remember to have kickoff to let the credit agencies of my continously paying them. Kickoff also didn't give my credit amount with them, which probably would have brought my credit more. I renewed my kickoff once, but probably won't again. If kickoff reported better, I probably would renew my prescription with them. Their credit reporting isn't good, although I feel if I missed my payment it would be reported sooner.

Poor Communication Accepted my application on the course but then failed to inform me that my address was not in a funded area. My area was not listed on the government website as not being available for funding. No communication from the company.

KEEP YOUR 5 DOLLAS Don't waste your $5 it's not a real credit card the only thing you can spend the money on is their store which is books on how to use credit . There are so many other apps you can use for free to get your credit score higher which I actually did a couple days ago with DOVLY my credit score has gone up in 3 days .Kickoff is a joke. DON'T WASTE YOUR TIME OR YOUR MONEY THEY MAKE IT LOOK LIKE YOU'RE GETTING A CREDIT LINE OF $700 PLUS DOLLARS BUT YOU ARE NOT 100% ARE NOT!!! THEY ARE JUST MAKING MONEY OFF OF PEOPLE BECAUSE WE DON'T READ THE SMALL PRINT

Kikoff

http://kikoff.com

About Kikoff

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