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Kikoff

http://kikoff.com

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3.95

Based on 20 Reviews

70.00%

5.00%

0.00%

25.00%

About Kikoff

Credit score holding you back? Score under 600? Try Kikoff! Kikoff users see an avg increase of 58 pts. It's a easy and worry-free way to build your credit. Improve your credit utilization, payment history, and account age with Kikoff. #1 Credit Building App with 4.9 star rating on 75k+ reviews. Sign up in just minutes! See how everyone is building credit today. Zero Fees. Zero Interest. Zero Catch. Really. Our program is specifically designed to build credit for only $5/month and reports to the major credit bureaus. We've helped hundreds of thousands of people build their credit. Don’t just take our word for it. Join over a million people building their credit with Kikoff As reviewed on Nerdwallet. Individual results vary. Kikoff vs. Self Self is a lender that offers credit-builder loans as well as a secured credit card to help people establish credit. You have to pay an administrative fee for Self's credit-builder loan as well as a finance charge. Self offers loans starting at $600 and going up to $1,800. Unlike Kikoff, you don't have access to the full amount immediately. Instead, Self places the money in a certificate of deposit account and releases it to you when you finish making monthly payments for the loan term. You can use the loan to establish credit and build savings at the same time. You can pay your loan back early at both lenders or close your credit account at Kikoff if you have established a good credit score and are ready to apply for traditional loans or credit cards.

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http://kikoff.com

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So glad I gave it a chance! I was skeptical about using Kikoff after having a not so great experience with a similar company. I'm so glad I gave it a chance though! My credit has gone up over 80 points this year and a big part of that was Kikoff. I see it on my credit report. Highly recommend it!

505 to 633 in less than 5 months I never write reviews but i need to give credit where credit is due!! After hourssss of researching the best way to raise my credit, I joined kikoff in may 2023, (my credit was awful, it was only 505) by june 2023 my credit score went up 90 points… its now November 3rd and my credit is 633 and still rising!! Everyone should join..its super easy and only $5 a month… i currently do two of the options kikoff has, so i only spend $15 a month! Heres my referral code if anyone wants to join and get extra perks: HRLXRUFB Also just joined cred.ai which is another reputable credit building app.. all u do is add money to your “unicorn card” they send you and spend like its a debit card and it reports to the bureaus that its a credit card and ur paying on time!! Cre.ai referral: RLHNRR

Credit Buider Ever since I signed up with Kikoff it has been a slow yet steady credit builder and when this round is done I'm going to double it and maybe add a second account to fulfill it's a simple easy way to restore your credit I'm really happy with Kikoff

Use kikoff and self together to build your credit faster So I want to first explain, I used both kikoff and self credit builders and I had horrible credit, below 500. Both of these credit builders got me above a 600 to where capitol one, paypal, and discover have all given me unsecured credit cards. Kikoff and self have been life savers.

Kickoff Ripoff This is a bait and switch con! They create an "imaginary" account, nothing tangible. Charge a "payback" fee for the imaginary intangible money then if you no longer want to play their con they report you to the credit bureau. DON'T DO IT! instead open a secured line of credit at your banking institution and save your a major headache and avoid the "Kickoff Ripoff!

Kikoff

http://kikoff.com

About Kikoff

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