You pretty much lose all your money and… You pretty much lose all your money and you won't get a dime back. Also my score didn't change for a year and I've been make $20 payment every month without being late. Also when you close your account they made my credit score drop 26 points. What a pathetic money hungry company.

Kickoff Ripoff This is a bait and switch con! They create an "imaginary" account, nothing tangible. Charge a "payback" fee for the imaginary intangible money then if you no longer want to play their con they report you to the credit bureau. DON'T DO IT! instead open a secured line of credit at your banking institution and save your a major headache and avoid the "Kickoff Ripoff!

These are all fake five star and four star reviews These companies come in and write their own reviews through lots of different ways, but it's total garbage company. I fell for it. Admittedly. Now I have three accounts. I've been emailing these people in Indonesia for a month. They send me form letters different people. Every time I speak to them no one can give me accurate information And the last email the other day said that I had three accounts with them. Somehow they're showing me 90 days past due. Just dropped my credit 30 points. I cannot access this account to pay whatever they're talking about. They said they closed my account in March. It doesn't show up on any of my credit reports except for TransUnion but with ax says everything's perfect. I'm so sick of dealing with these shady known backdoor payday loan companies. They will shaft you, And somebody just let them do it. That's why they get away with it but this person will not. I will be pursuing this to the end and I will as I have with Cecil get back every dime and every single one of them financial harms done to me. It is a long game but I've done it before. Don't let these garbage companies steal from you. It takes effort but You got some self-respect you got to do it because this is the direction all of these companies are going. You're never going to talk to a live person again if you don't start standing up for ourselves.

Essential I want to go i to business for myself. Unfortunately I have problems in my credit. Kikoff is wonderful. You can raise your score when the report to the agencies monthly. I use current to pay monthly so my credit building goes up two ways. I want to raise it much higher, so entreprenuership can begin. Thanks Kikoff

GREAT COMPANY Unlike other companies that claim to help with your credit they actually do help. My score has improved so much since I started with them. Great company and would recommend to others in need of help!