About Kikoff

Credit score holding you back? Score under 600? Try Kikoff! Kikoff users see an avg increase of 58 pts. It's a easy and worry-free way to build your credit. Improve your credit utilization, payment history, and account age with Kikoff. #1 Credit Building App with 4.9 star rating on 75k+ reviews. Sign up in just minutes! See how everyone is building credit today. Zero Fees. Zero Interest. Zero Catch. Really. Our program is specifically designed to build credit for only $5/month and reports to the major credit bureaus. We've helped hundreds of thousands of people build their credit. Don’t just take our word for it. Join over a million people building their credit with Kikoff As reviewed on Nerdwallet. Individual results vary. Kikoff vs. Self Self is a lender that offers credit-builder loans as well as a secured credit card to help people establish credit. You have to pay an administrative fee for Self's credit-builder loan as well as a finance charge. Self offers loans starting at $600 and going up to $1,800. Unlike Kikoff, you don't have access to the full amount immediately. Instead, Self places the money in a certificate of deposit account and releases it to you when you finish making monthly payments for the loan term. You can use the loan to establish credit and build savings at the same time. You can pay your loan back early at both lenders or close your credit account at Kikoff if you have established a good credit score and are ready to apply for traditional loans or credit cards.

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