KEEP YOUR 5 DOLLAS Don't waste your $5 it's not a real credit card the only thing you can spend the money on is their store which is books on how to use credit . There are so many other apps you can use for free to get your credit score higher which I actually did a couple days ago with DOVLY my credit score has gone up in 3 days .Kickoff is a joke. DON'T WASTE YOUR TIME OR YOUR MONEY THEY MAKE IT LOOK LIKE YOU'RE GETTING A CREDIT LINE OF $700 PLUS DOLLARS BUT YOU ARE NOT 100% ARE NOT!!! THEY ARE JUST MAKING MONEY OFF OF PEOPLE BECAUSE WE DON'T READ THE SMALL PRINT

These are all fake five star and four star reviews These companies come in and write their own reviews through lots of different ways, but it's total garbage company. I fell for it. Admittedly. Now I have three accounts. I've been emailing these people in Indonesia for a month. They send me form letters different people. Every time I speak to them no one can give me accurate information And the last email the other day said that I had three accounts with them. Somehow they're showing me 90 days past due. Just dropped my credit 30 points. I cannot access this account to pay whatever they're talking about. They said they closed my account in March. It doesn't show up on any of my credit reports except for TransUnion but with ax says everything's perfect. I'm so sick of dealing with these shady known backdoor payday loan companies. They will shaft you, And somebody just let them do it. That's why they get away with it but this person will not. I will be pursuing this to the end and I will as I have with Cecil get back every dime and every single one of them financial harms done to me. It is a long game but I've done it before. Don't let these garbage companies steal from you. It takes effort but You got some self-respect you got to do it because this is the direction all of these companies are going. You're never going to talk to a live person again if you don't start standing up for ourselves.

My Kikoff experience I’ve just recently started using Kikoff in august of 2022, and I can’t say anything bad my credit has increased tremendously in these past few months. I am a 100% satisfied. Thanx Kikoff

Use kikoff and self together to build your credit faster So I want to first explain, I used both kikoff and self credit builders and I had horrible credit, below 500. Both of these credit builders got me above a 600 to where capitol one, paypal, and discover have all given me unsecured credit cards. Kikoff and self have been life savers.

Kickoff Ripoff This is a bait and switch con! They create an "imaginary" account, nothing tangible. Charge a "payback" fee for the imaginary intangible money then if you no longer want to play their con they report you to the credit bureau. DON'T DO IT! instead open a secured line of credit at your banking institution and save your a major headache and avoid the "Kickoff Ripoff!