Kickoff Ripoff This is a bait and switch con! They create an "imaginary" account, nothing tangible. Charge a "payback" fee for the imaginary intangible money then if you no longer want to play their con they report you to the credit bureau. DON'T DO IT! instead open a secured line of credit at your banking institution and save your a major headache and avoid the "Kickoff Ripoff!

KEEP YOUR 5 DOLLAS Don't waste your $5 it's not a real credit card the only thing you can spend the money on is their store which is books on how to use credit . There are so many other apps you can use for free to get your credit score higher which I actually did a couple days ago with DOVLY my credit score has gone up in 3 days .Kickoff is a joke. DON'T WASTE YOUR TIME OR YOUR MONEY THEY MAKE IT LOOK LIKE YOU'RE GETTING A CREDIT LINE OF $700 PLUS DOLLARS BUT YOU ARE NOT 100% ARE NOT!!! THEY ARE JUST MAKING MONEY OFF OF PEOPLE BECAUSE WE DON'T READ THE SMALL PRINT

Credit Buider Ever since I signed up with Kikoff it has been a slow yet steady credit builder and when this round is done I'm going to double it and maybe add a second account to fulfill it's a simple easy way to restore your credit I'm really happy with Kikoff

You pretty much lose all your money and… You pretty much lose all your money and you won't get a dime back. Also my score didn't change for a year and I've been make $20 payment every month without being late. Also when you close your account they made my credit score drop 26 points. What a pathetic money hungry company.

Use kikoff and self together to build your credit faster So I want to first explain, I used both kikoff and self credit builders and I had horrible credit, below 500. Both of these credit builders got me above a 600 to where capitol one, paypal, and discover have all given me unsecured credit cards. Kikoff and self have been life savers.