505 to 633 in less than 5 months I never write reviews but i need to give credit where credit is due!! After hourssss of researching the best way to raise my credit, I joined kikoff in may 2023, (my credit was awful, it was only 505) by june 2023 my credit score went up 90 points… its now November 3rd and my credit is 633 and still rising!! Everyone should join..its super easy and only $5 a month… i currently do two of the options kikoff has, so i only spend $15 a month! Heres my referral code if anyone wants to join and get extra perks: HRLXRUFB Also just joined cred.ai which is another reputable credit building app.. all u do is add money to your “unicorn card” they send you and spend like its a debit card and it reports to the bureaus that its a credit card and ur paying on time!! Cre.ai referral: RLHNRR

Truly great for anyone looking to establish credit I have been using Kikoff for 6 months now and my credit score has jumped well over 100 points it is so simple to use and at only $5 a month is super affordable. I would highly recommend this for anyone looking to repair their credit.

Credit Buider Ever since I signed up with Kikoff it has been a slow yet steady credit builder and when this round is done I'm going to double it and maybe add a second account to fulfill it's a simple easy way to restore your credit I'm really happy with Kikoff

Helped my credit tremendously within… Helped my credit tremendously within the first month and has continued to do so. I absolutely love Kikoff and have several family members and friends using as well! I've been with them going on a year almost and I plan on continuing being a customer. This truly does what it says. Thank you Kikoff!

You pretty much lose all your money and… You pretty much lose all your money and you won't get a dime back. Also my score didn't change for a year and I've been make $20 payment every month without being late. Also when you close your account they made my credit score drop 26 points. What a pathetic money hungry company.