Slow to report good paying habits It has actually took my credit up a little, the reason I gave a 4 not a five, almost gave a 3, after 6 months of paying, I had to call or text don't remember to have kickoff to let the credit agencies of my continously paying them. Kickoff also didn't give my credit amount with them, which probably would have brought my credit more. I renewed my kickoff once, but probably won't again. If kickoff reported better, I probably would renew my prescription with them. Their credit reporting isn't good, although I feel if I missed my payment it would be reported sooner.

build credit and helped me get a loan They do what they say -- they help you keep your credit up, provide good tips. They also helped me get a loan in December for the holidays after I got my credit to a point where it was good enough. Easy to use too

Kikoff has truly been a Godsend Kikoff has truly been a Godsend. Te program has helped me to improve and increase my credit score. Very affordable and offers premium results. I would highly recommend Kikoff if you are looking to add a different credit mix to your credit report, as well as improve your score to gain access to better credit opportunities Thanks for being the "Kikoff" to better credit.

Thank you for everything I really… Thank you for everything I really appreciate all of the help. I was surprised that this actually worked. Now I can focus on maintaining a better credit score without having too many credit cards!

Kickoff Ripoff This is a bait and switch con! They create an "imaginary" account, nothing tangible. Charge a "payback" fee for the imaginary intangible money then if you no longer want to play their con they report you to the credit bureau. DON'T DO IT! instead open a secured line of credit at your banking institution and save your a major headache and avoid the "Kickoff Ripoff!