Kikoff

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3.95
Based on 20 Reviews

5

70.00%

4

5.00%

3

0.00%

2

0.00%

1

25.00%
About Kikoff

Credit score holding you back? Score under 600? Try Kikoff! Kikoff users see an avg increase of 58 pts. It's a easy and worry-free way to build your credit. Improve your credit utilization, payment history, and account age with Kikoff. #1 Credit Building App with 4.9 star rating on 75k+ reviews. Sign up in just minutes! See how everyone is building credit today. Zero Fees. Zero Interest. Zero Catch. Really. Our program is specifically designed to build credit for only $5/month and reports to the major credit bureaus. We've helped hundreds of thousands of people build their credit. Don’t just take our word for it. Join over a million people building their credit with Kikoff As reviewed on Nerdwallet. Individual results vary. Kikoff vs. Self Self is a lender that offers credit-builder loans as well as a secured credit card to help people establish credit. You have to pay an administrative fee for Self's credit-builder loan as well as a finance charge. Self offers loans starting at $600 and going up to $1,800. Unlike Kikoff, you don't have access to the full amount immediately. Instead, Self places the money in a certificate of deposit account and releases it to you when you finish making monthly payments for the loan term. You can use the loan to establish credit and build savings at the same time. You can pay your loan back early at both lenders or close your credit account at Kikoff if you have established a good credit score and are ready to apply for traditional loans or credit cards.

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Wilhelm Wray
GB

Truly great for anyone looking to establish credit I have been using Kikoff for 6 months now and my credit score has jumped well over 100 points it is so simple to use and at only $5 a month is super affordable. I would highly recommend this for anyone looking to repair their credit.

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Pamela Langston
GB

Slow to report good paying habits It has actually took my credit up a little, the reason I gave a 4 not a five, almost gave a 3, after 6 months of paying, I had to call or text don't remember to have kickoff to let the credit agencies of my continously paying them. Kickoff also didn't give my credit amount with them, which probably would have brought my credit more. I renewed my kickoff once, but probably won't again. If kickoff reported better, I probably would renew my prescription with them. Their credit reporting isn't good, although I feel if I missed my payment it would be reported sooner.

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N.Steward
GB

Helped my credit tremendously within… Helped my credit tremendously within the first month and has continued to do so. I absolutely love Kikoff and have several family members and friends using as well! I've been with them going on a year almost and I plan on continuing being a customer. This truly does what it says. Thank you Kikoff!

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Nicole Cream
GB

My Kikoff experience I’ve just recently started using Kikoff in august of 2022, and I can’t say anything bad my credit has increased tremendously in these past few months. I am a 100% satisfied. Thanx Kikoff

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Brian Faison
GB

Kickoff Ripoff This is a bait and switch con! They create an "imaginary" account, nothing tangible. Charge a "payback" fee for the imaginary intangible money then if you no longer want to play their con they report you to the credit bureau. DON'T DO IT! instead open a secured line of credit at your banking institution and save your a major headache and avoid the "Kickoff Ripoff!

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