You pretty much lose all your money and… You pretty much lose all your money and you won't get a dime back. Also my score didn't change for a year and I've been make $20 payment every month without being late. Also when you close your account they made my credit score drop 26 points. What a pathetic money hungry company.

Use kikoff and self together to build your credit faster So I want to first explain, I used both kikoff and self credit builders and I had horrible credit, below 500. Both of these credit builders got me above a 600 to where capitol one, paypal, and discover have all given me unsecured credit cards. Kikoff and self have been life savers.

Slow to report good paying habits It has actually took my credit up a little, the reason I gave a 4 not a five, almost gave a 3, after 6 months of paying, I had to call or text don't remember to have kickoff to let the credit agencies of my continously paying them. Kickoff also didn't give my credit amount with them, which probably would have brought my credit more. I renewed my kickoff once, but probably won't again. If kickoff reported better, I probably would renew my prescription with them. Their credit reporting isn't good, although I feel if I missed my payment it would be reported sooner.

Truly great for anyone looking to establish credit I have been using Kikoff for 6 months now and my credit score has jumped well over 100 points it is so simple to use and at only $5 a month is super affordable. I would highly recommend this for anyone looking to repair their credit.

Essential I want to go i to business for myself. Unfortunately I have problems in my credit. Kikoff is wonderful. You can raise your score when the report to the agencies monthly. I use current to pay monthly so my credit building goes up two ways. I want to raise it much higher, so entreprenuership can begin. Thanks Kikoff