I had great counselors. I had great counselors. They worked hard to negotiate for me and when they were unable to get it done they moved my case to a higher level witnout even me having to ask them to do that. Professional staff and they know their stuff. I would recommend your organization all day long.

I have a debt still showing on my… I have a debt still showing on my credit report that was paid through this program several years ago. I received the letter from the debt lawyer and am trying to figure out who to send it to to have the delinquency removed from my credit. It is having major effects on my credit.

SCAM ALERT SCAM ALERT - they send notices that threaten collections but are trying to sell you debt consolidation services. It's misleading and possibly fraudulent. They do not print any license information in their letter which would violate the law for any financial company. I will be complaining to the state financial authority. Here's a tip, if you need to scare and mislead people to earn a living, your business is not respectable. You are bad people. Think about it and try to do something decent in the world. Unemployment is low, you don't have to hurt people to make a living.

Worst organisation to call into your… Worst organisation to call into your life for help!! All they care is their own fee collection- after two years being with this program, paying them up to five hundred dollars every month I find out that I have none of the credits paid off!!! Calling them first hand was biggest mistake, and recommending them to others make a me feel guilty very much!!!!

UDC- a big mistake UDC assured me I would save $$ . In reality I was harassed for 8 months by creditors. UDC did not have “relationships” with most of these .companies. Most of the CC companies refused to even negotiate with UDC. The money I managed to avoid paying the CC companies instead went to UDC as their “handling fee”. As a result of me dealing with UDC my credit is completely shot for the next couple of years. I could have delt with these CC companies myself and reached a settlement quicker under more favorable terms.