SCAM ALERT SCAM ALERT - they send notices that threaten collections but are trying to sell you debt consolidation services. It's misleading and possibly fraudulent. They do not print any license information in their letter which would violate the law for any financial company. I will be complaining to the state financial authority. Here's a tip, if you need to scare and mislead people to earn a living, your business is not respectable. You are bad people. Think about it and try to do something decent in the world. Unemployment is low, you don't have to hurt people to make a living.

Don’t do it! We used this company in good faith to try to help us. We were constantly having to call them, never could get in touch with the person that was supposed to be helping us. Then when we were finally what we thought were finished with everything, over a year later we still had companies coming to us for monies. Everything that companies wrote off had to be claimed on income taxes leaving us in almost as much debt with the IRS.

Worst organisation to call into your… Worst organisation to call into your life for help!! All they care is their own fee collection- after two years being with this program, paying them up to five hundred dollars every month I find out that I have none of the credits paid off!!! Calling them first hand was biggest mistake, and recommending them to others make a me feel guilty very much!!!!

I had a similar experience to others in… I had a similar experience to others in receiving a PINK letter and copy implying they are a debt collector and warning in highlighted letters about "failure to call." They list a plethora of credit cards at the top of the page hoping to cover all possibilities (I have never had most of those cards). My guess is that they send this out in hopes of intimidating the recipient, and subsequently extorting payments from them regardless if there is a valid debt. If you receive one of these letters, you should complain about it to the consumerfinance.gov.

I started with this company in 2017 I started with this company in 2017. I made my payments every month on time. It’s now 2022 and they STILL have not finished paying my creditors. I had Marshall’s knocking on my door 4/5 different times to serve/summon me. I was sued. Last year I received 1099 from 2 of the largest creditors that they never told me they settled so I owed the IRS as it is considered income. Just today I received a call after over a year saying they are still working on my account. This company is dishonest, unprofessional and I will tell everyone DO NOT USE them. The amount of stress this company has caused me is unbearable. They are the worst. They should be investigated and sued for false claims and lying. Find another credit company. Worst experience of my life.