James(Jim)
GBWhen we signed up we were 25,000 in… When we signed up we were 25,000 in debt. A relocation and job change create very difficult financial burden on our family. We were able to combine in the program 4 creditors. They were out legal spokesmen for the settling the debt. In just 4 years we are now debt free and our credit score has rebounded to excellent. Highly recommended.
James
GBDon’t do it! We used this company in good faith to try to help us. We were constantly having to call them, never could get in touch with the person that was supposed to be helping us. Then when we were finally what we thought were finished with everything, over a year later we still had companies coming to us for monies. Everything that companies wrote off had to be claimed on income taxes leaving us in almost as much debt with the IRS.
Julie Devall
GBWorst organisation to call into your… Worst organisation to call into your life for help!! All they care is their own fee collection- after two years being with this program, paying them up to five hundred dollars every month I find out that I have none of the credits paid off!!! Calling them first hand was biggest mistake, and recommending them to others make a me feel guilty very much!!!!
Ted
GBUDC- a big mistake UDC assured me I would save $$ . In reality I was harassed for 8 months by creditors. UDC did not have “relationships” with most of these .companies. Most of the CC companies refused to even negotiate with UDC. The money I managed to avoid paying the CC companies instead went to UDC as their “handling fee”. As a result of me dealing with UDC my credit is completely shot for the next couple of years. I could have delt with these CC companies myself and reached a settlement quicker under more favorable terms.
James Schaffrath
GBI am very unhappy I am very unhappy. UDC only accomplished what I could have done on my own; settled with the creditor. I was promised credit report correction for my $2300. The creditor has chosen to keep the charge off as part of the record until it would fall off anyway. I was promised by UDC copies of letters from the creditor promising correction and they were never sent. UDC is a scam.