Peaceful Protection I like the 10-month payment schedule. Also, the bonus at the end of the year for customers and staff. I've had a quick and precise experience with any claims I've made.

Quick to reply to claim. Quick to reply to claim.. took care of the necessary rental. Friendly attitude very easy to deal with.

Dealing with NJM's is always a…pleasant experience Dealing with NJM's is always a pleasure. They are helpful, efficient, timely and overall excellent. I recommend them highly. You can get a real live person to help you and I think that is great.

New Policyholders We recently became policyholders of NJM for our automobile insurance. In January we were rear ended and had damage to our car. NJM made the experience of getting our car fixed very easy and very quickly.

Very bad experience I had an accident that was not my fault. I paid my deductible $500.00 for repair my car. I gave all information about my accident: picture of car damage, plate number, police officer name ....but l got a letter from NJM Unfortunately, the evidence in this case along with the applicable negligence law for NY indicates NJM would be unsuccessful obtaining subrogation recovery in this matter. So I would like to know why I do have to pay for accident if it was not my fault?