NJM has a streamlined claims process NJM has a streamlined claims process. They are efficient. I turned in my receipt and I received a check in less than 4 days.

Very bad experience I had an accident that was not my fault. I paid my deductible $500.00 for repair my car. I gave all information about my accident: picture of car damage, plate number, police officer name ....but l got a letter from NJM Unfortunately, the evidence in this case along with the applicable negligence law for NY indicates NJM would be unsuccessful obtaining subrogation recovery in this matter. So I would like to know why I do have to pay for accident if it was not my fault?

Very responsive As soon as I contacted NJM after the accident, they told me how to proceed with the repairs as well as renting a car if I needed to. They also reimbursed me for my towing expenses.

Peaceful Protection I like the 10-month payment schedule. Also, the bonus at the end of the year for customers and staff. I've had a quick and precise experience with any claims I've made.

Quick to reply to claim. Quick to reply to claim.. took care of the necessary rental. Friendly attitude very easy to deal with.