Medical emergency while traveling When you buy travel insurance it should cover what is stated. It shouldn’t be a long, drawn out process. Having to re-submit every few days with more information, or expanding on the information already given should not be part of the process. After weeks of this process when they decide to reimburse you for your expenses, it doesn’t let you submit how you want your reimbursement. They just send a check in the end. I may or may not add this insurance to any further trips.

Being Clarified Allow me to start over. My wife spoke with and corresponded with Royal Caribbean, not you all. I take blame for not understanding. I should have trashed them, not you all. I apologize. Thanks for responding to these posts. Royal Caribbean said they didn’t offer the certificate, but that you all (Aon Affinity) did. We have 2 certificates in hand from you all from our initial extension that was provided. It’s signed “Aon Affinity Travel Practice.” Is that you all? I have an original booking number and credit number. Would that help you all help us?

I could not believe how easy it was to… I could not believe how easy it was to submit the claim. It's important to have you paperwork in order like anything else. The cruise company was very helpful in giving us the correct paperwork to submit . I have always purchased the insurance but first time I used it and it was awesome!!! The payment was received within 24 hours of submitting claim. Remarkable

We had to cancel a cruise because my husband had an injury that required surgery We had to cancel a cruise because my husband had an injury that required shoulder replacement surgery. When I filed the claim, I sent copies of the doctor’s diagnosis and plan of action. I received an e:mail in a few hours saying the claim had been reviewed and accepted. After I sent the info for my bank account, the money was there the next day. I will ALWAYS use this company for any travel in the future!

AON is Great Recently, due to a medical problem, I had to cancel a cruise. Luckily we had AON insurance. Everything I needed to file a claim was online. I filed on a Monday and it was accepted Tuesday. Payment was in the bank a week later. It couldn’t have been easier.