Do not use this insurer. Do not use this insurer. Failed to pay valid claims and is drawing out the process of a valid appeal so the businesses involve go outside of business. Getting employees to leave glowing reviews is up there with some shady tactics. Who feels that passionately about taking out insurance they leave glowing reviews like you’ve had, all in a couple of days? Stay away.

Recommended. Not cheap but great service. I see there are several bad reviews - but I have good good experiences. Responsive, helpful - abd said out when I did not expect. This is home - building & contents. Three claims. One was a stolen bike: paid immediately. Two of them I did not know if it was covered and was not sure about claiming at all. In both cases threy said they would consider it, discussed internally, called back the next day to say they were paying. I have had other insurers where I always felt I was arguing abd then being turned down on a technicality - this was the opposite. They are not the cheapest - but why sound money on an insurance company who refuse to pay you what is owed?

Hiscox canceled my E+O policy after 10… Hiscox canceled my E+O policy after 10 years of coverage, due to 2 claims being submitted in one year. I was able to secure coverage from a competitor within 30 minutes.

Had this company for 4 years Had this company for 4 years. Every year rates went higher and Higher. Then when I files a claim they were not helpful but detrimental. They are the worst of the worst. I went to a real insurance company that exists outside the internet State Farm. Ended up $150 cheaper a month.

This insurance is really NOT necessary… This insurance is really NOT necessary for my business style. Retired, no property is owned by me, no real property, no real estate, no deeds, no liabilities! Why insured when no liabilities? Wasted money, time effort. I only sell, there guides lines is all that can be achieved.