Requested General liability policy Requested General liability policy, and coverage for my tools, and that I planned on buying a trailer to store my tools and when I did I would want it covered. I was told everything was good and sent a cost and immediately paid it because we had work waiting. Being busy we didn't notice we never got a copy of our policy. After 6 months of "having our policy" our trailer was stolen with all of our tools, $65,000. We tried contacting the agent my phone, and email. Finally fed up we called and requested to speak to anyone that could help. They didn't even have a copy of our policy and asked us for it and we said we never received anything we thought it was normal that they were handling all of our paperwork. Bolt had to call the insurance company to finally get a copy of our policy...seems like our agent dropped the ball big time. To then find out the policies we requested, weren't even on our policy and the company states we never requested such policies. As "all their calls are recorded" I requested all phone calls between us and bolt. 3 weeks later we are still wondering what kind of company would do this to a small business. Like the name says when you hear Bolt...you need to Bolt, because they do not care about their customers.

Warning!!! Not on the up & up!!! This company is sketchy at best. They never sent me commercial policy documents, until after I canceled my policy because they refused to confirm that my policy was active. I called multiple subsidiary companies trying to get our policy canceled. Runaround is not even enough to express how difficult they made everything. Finally six months after canceling I finally received a refund of unearned premium. Stay away from this company.

This company is HORRIBLE! This company is HORRIBLE!! They have cost us THOUSANDS Because of their terrible customer service!! Our next step is a lawyer. They wrote our policy wrong and won’t fix it. We were charged almost 12,000 for THEIR screw up. No help at all. Can’t believe they still have customers.

Took payment on day 1 , still awaiting refund after 38 days As instructed, sent in cancellation form on July 14, As of 36 days later still do not have refund check after cancelling. 3 phone calls with customer No Service response was " We will send you a check in 7-10 business days" I have heard this since July 14. Horrible service and they are not efficient in how they process refunds. They are quick to take your money though.

Process Terrible process in trying to get policies bound. Extremely dissatisfied that my clients payment didn't get through and the way he found out that he and I both found out was that he received a letter in the mail that said he never got coverage due to money not being able to be pulled from his bank. Double work on my end, and the client had to drive in twice to see me and refill out the same application forms after his banking information didn't go through. Possitive experience when I connect with the underwriters or customer service on the phone. Additionally, very difficult to understand payment schedules and options.