LEAKING WATER HEATER I called HSC regarding a leaking hot water heater. No plumbers responded to HSC’s network so I hired a plumber who reported to the claim department that the water heater was leaking and needed replacing. Water heaters die due to leaking after a period of time, but the claim was denied due to RUST AND CORROSION. Remember that term. It’s buried in the contract you sign, but don’t see until after signing up. The important coverage details are purposely left out on the home web page. DON’T BUY A CONTRACT WITH THIS COMPANY!

Rip Off. Don't get this one. 1st claim for dishwasher. Their rep says that they have an internal formula that is not part of their contract that allows them to deny paying ANY cost for my replacement unit. Since the value of my dishwasher is zero they are offering me a courtesy credit of $100 if I purchase from Lowe's which happens to be most expensive brands... So I paid over $600 and just moved into my very first home to get ripped off in a whole new way from these people. Yeah they are somehow claiming to be honoring their contract.

We have an unspoken and odd "tradition"… We have an unspoken and odd "tradition" of just inadvertently destroying devices in our homes. The agents are always friendly and welcoming given all the times we've called! The service call is only $75 and it could be replaced if they can't fix it. We love that HSC values our long tradition of using something until it is really useles..

How to get duped When I only could give 0 stars – Here’s why: In 10/3023 I bought 2 five-year HSC warranty contracts for 2 rentals. At one rental I filed a claim with HSC on Monday, January 8th 2024 in the morning, because the water heater seemed to be not working. A technician will contact me, HSC said. When NO technician contacted me, on Tuesday I called the technician’s company and asked, when they will inspect the water heater and the answer was: Friday. I told them that is not acceptable to have no hot water for so long in the winter. Finally, they sent a technician on Wednesday. Thursday, I asked HSC, they declined the claim because of corrosion. The technician told me, that he didn’t mention corrosion in his report. It is not acceptable to take so much time for a decision - and for no corrosion stated in the report. I canceled the contract. For the other rental I canceled the contract as well – with no claim, because I don’t need a contract for nothing. I paid for 2 five-year contracts for two rentals $3,899.70 and after only 3 month and no approved claim they only refunded $2,313.96. The difference is and I paid: $1,585.74. That’s why I can NOT recommend Home Service Club.

Poor and unethical claim service We have the "Comprehensive Plan" home warranty policy with The Home Service Club / Choice Home Warranty. Had to replace our washing machine which was covered by the policy. Company agreed to pay the claim and that they would send us a check. We needed a new machine so went out immediately and bought one figuring we'd apply the claim settlement once we received the check. Check never came and instead we got an email a couple weeks later with an attached electronic gift card to Lowe's. We contacted Home Service Company (HSC) and they acknowledged it was their mistake that they didn't issue a check but that there was nothing they could do to change it. We them went to Lowe's but they would not accept the gift card as payment to our credit balance. After 4 or 5 more calls to HSC we continued to get the run around from every claim person we talked to and all of them refused to let us talk to a supervisor or manager and even suggested they don't have access to the address or phone numbers of their corporate offices. Horrible, horrible service! So now I'm stuck having to go buy something else from Lowe's if I want to be reimbursed for our claim. DO NOT USE THIS COMPANY!