Prepayments toward Principal Prepayments toward Principal The way RBC apply mortgage prepayments are so delayed . From the day they receive prepayments towards principal to the day they apply it , upto 5 days ! And the last time , they missed doing it . Check out also how your prepayments are applied towards the principal . Math is often wrong . RBC is not so trustworthy . So check everytime how your mortgage payments applied towards your principal

DONT SIGN UP WITH THEM DONT SIGN UP WITH THEM! I hate dealing with this company for anything, car loan, credit cards, personal banking, going into a branch. They are the worst bank I have ever had to deal with. I cannot wait until my car loan is paid off so I can never have to do business with them. They have made all processes way more complicated then it needs to be, their branch in Maple Ontario has the longest wait times, and are not very polite, or easy to deal with. I would never recommend this bank for anyone. All their money spent on ads are just a smoke show. Too bad, they have a good Marketing depart, but everything else about this bank is terrible. I have been slowly closing all my accounts with them.

Absolutely the worst banking experience… Absolutely the worst banking experience ever!!! They don’t even deserve a 1 star rating. Steer clear do your research before opening an bank account there are options for no fee accounts in Canada

sucks when calling the cs sucks when calling the cs. The so-called virtual assistant just as sucks as RBC, it do not understand me and insist talking rubbish. It is the most terrible virtual assistant I have ever met.

My visa card got hacked while visiting… My visa card got hacked while visiting Europe , so they text me to verify some transaction and asked me to call. Called 4 times and each time waiting 30 minutes on line and after 15 minutes interrogation, finally they said they have to cancel the card , and they will send me one to my adress , waited for 3 weeks but I received nothing , I called again , waiting in line and detailed interrogation again , they said sorry they don’t know what happened and they will send me by courrier within 2 days , waited for a week and received nothing!!!! Called again went through the whole process again !!!! They said will send you the card by ups , should get it within 2 days !!!lost faith