Professional, fast but CRAZY INSANE interest rate Professional, fast loan with website to login and see 24 months payment clearly, but CRAZY INSANE interest rate of 5% a month or 25% a year or borrow $50,000 pay back $75,000 (2 years term) which translate to pay weekly around $772 (52 weeks a year)! I was just getting out of COVID, so my small business need cashflow and I didn’t think clearly what I’m getting into. I give them 4-stars for professionalism, but personally I would not use them again unless I’m desperate.

Gina was very patient and helpful! Gina was very patient and helpful!

Most of the time on deck is easy and… Most of the time on deck is easy and efficient. When they arbitrarily place a hold without cause on your line of credit, it causes problems and is ridiculous. When you ask them why they’ve done this, they tell you, “Due to the current credit climate and productivity of business…” my credit score has gone up over 50 points since the last time they pulled this and I’ve made $100,000 more this year than last year. It’s an inappropriate way to ask to see your financial records. Nice try…

Easy and painless processing The processing experience was extremely easy, the approval was done quickly and funding was available the following day. As a new business owner, it was very helpful to know that out relationship will help build my credit profile for the future.

Exceptional customer service , with peace of mind! I have to admit I was very skeptical. However, In the end onDeck put their money where their mouth is. My loan specialist Jonathan D’Amico was very knowledgable and informative during the entire process. Yes, the APR is rather high, but after further trust is established, they consider you for a lower APR & an even higher limit. The peace of mind that onDeck has been able to provide me with, is very much appreciated. “ It’s better to have the money and not need it, instead of needing the money and not having it” is the motto… It took roughly 48 hours to finalize my application, It’s fairly straightforward process. I will do business with onDeck again — highly recommend.