Most of the time on deck is easy and… Most of the time on deck is easy and efficient. When they arbitrarily place a hold without cause on your line of credit, it causes problems and is ridiculous. When you ask them why they’ve done this, they tell you, “Due to the current credit climate and productivity of business…” my credit score has gone up over 50 points since the last time they pulled this and I’ve made $100,000 more this year than last year. It’s an inappropriate way to ask to see your financial records. Nice try…

I have to admit I was very skeptical I have to admit I was very skeptical. However, In the end onDeck put their money where their mouth is. My loan specialist Jon, was very knowledgable and informative during the entire process. Yes, the APR is rather high, but after further trust is established, they consider you for a lower APR & an even higher limit. The peace of mind that onDeck has been able to provide me with, is very much appreciated. “ It’s better to have the money and not need it, instead of needing the money and not having it” is the motto… It took roughly 48 hours to finalize my application, It’s fairly straightforward process. I will do business with onDeck again — highly recommend.

I have had ondeck for almost 10 years I have had ondeck for almost 10 years. Have had two loans, standard loan i have renewed everytime and a LOC I have had since 2018. On my LOC i never missed a payment till last NOV, they took the money the next day, had an issue the bank. They DONT care, they froze my LOC of 50k and told me to reapply if i wanted it unlocked, they refused me saying my funds were to low? This is after making 312 weekly payments averaging $1000 a week over 6 strait years. highly predatory and cant care less about your business. Over ONE million paid to them at thier 30-50%+++ intrest rates and get treated like a begger. STAY FAR FAR AWAY, once your in your stuck, you will struggle with thier 1k-4k payments per WEEK or go out of business. If you read the reviews you will see the same auto responses on every post, thats the same customer support you will receive once your a client. there is now way they have this many positive reviews, paid to make it look way better than it is.

Exceedingly Efficient We received funding in less than 48 hours for our small business! Exceedingly Efficient service!

Great experience and excellent customer service Jonathan was very helpful throughout the whole process, and was very patient and diligent with answering all my questions and concerns as I compared various offers from several lenders. He wasn’t pushy and didn’t pressure me in any way, as I took my time to make my decision, asking lots of clarifying questions in the process. I was surprised at how easy the whole process was once I made my decision to fund through OnDeck, and how quickly it was able to be completed. It has been a great experience, and I feel very comfortable that I made the right decision for my business.