Simple, free, pays 2% interest, great cust svc! Professional people in customer service who are empowered to help; very easy account application process; great online portal: love the bills section, same-day EFT's for $10 is great and SUPER FAST, like being able to pay 1099 contractors right from there, good debit card controls; and you just fixed one kinda big failing: now I can get 2 debit cards!! I have had a BV account for another business for like 10 years, and I love you guys. Oh, and I love the interest rate you pay on checking!!!

It's horrible. Just don't. It's horrible. Debit/credit refunds take 7 business days, while at any other typical bank, they're immediate. Direct deposits take 4 entire business days, so basically 5 business days, while other banks process them immediately or overnight. The Customer Service reps are offshore, and they typically just repeat exactly the same information you see on your dashboard without adding any value whatsoever. They do not even know what an ACH transaction is and don't have any mechanism to track ACH transaction tracking numbers which any bank in the entire SWIFT network is able to do. It's just horribly frustrating working with them and as soon as I can, I'm taking my business elsewhere. You should save yourself the trouble.

I just started my business and open an… I just started my business and open an account with this "Bank". Everything set for the first deposit and start payments to everybody and SURPRISE my account is On Hold because they decided the day before that they a selfie with my license. Horrible customer service and no options just they say " I am sorry" Now I cannot pay anyone! Can you imagine how frustrating is that the first payment for your new business cannot be processed because they want a selfie!!

Best customer service Best customer service! Quick access through chat and everything was solved, so quickly, and so professionally!

What a great experience so far What a great experience so far. I spoke with Sanj Shah within 24 hours after opening our account and she not only explained all the great features Bluevine has to offer, she offered many helpful ideas and insight for the business as well. She seemed to really care about the success of my business. I haven’t heard from my prior bank in 7 years. Really loving Bluevine so far.