Simple, free, pays 2% interest, great cust svc! Professional people in customer service who are empowered to help; very easy account application process; great online portal: love the bills section, same-day EFT's for $10 is great and SUPER FAST, like being able to pay 1099 contractors right from there, good debit card controls; and you just fixed one kinda big failing: now I can get 2 debit cards!! I have had a BV account for another business for like 10 years, and I love you guys. Oh, and I love the interest rate you pay on checking!!!

Best customer service Best customer service! Quick access through chat and everything was solved, so quickly, and so professionally!

It's horrible. Just don't. It's horrible. Debit/credit refunds take 7 business days, while at any other typical bank, they're immediate. Direct deposits take 4 entire business days, so basically 5 business days, while other banks process them immediately or overnight. The Customer Service reps are offshore, and they typically just repeat exactly the same information you see on your dashboard without adding any value whatsoever. They do not even know what an ACH transaction is and don't have any mechanism to track ACH transaction tracking numbers which any bank in the entire SWIFT network is able to do. It's just horribly frustrating working with them and as soon as I can, I'm taking my business elsewhere. You should save yourself the trouble.

Patrick Wallice went the extra mile to… Patrick Wallice went the extra mile to connect with me and made the experience superior to any I had with any banks over the last 30 years. Well done.

Opening an account @ Bluevine From applying to getting the account setup, Bluevine has been excellent. Jesse Levine, our new account manager, reached out and was very impressed! Their customer service and fees are outstanding! I would highly recommend Bluevine to someone looking to use an online bank.