Kind of sketchy,can't trust… Kind of sketchy,can't trust site,couldn't sign agreement,logged out me several times,just sketchy don't know if I can trust.i appreciate sites without glitch,now I have to block all electronic withdrawals at bank because of this bad experience

Good for emergency situations Yes, the interest is incredibly high, but I am paying it off early, which makes it easier. Plus, they helped me in a tight situation when I had no other options. Their team was super helpful, and the overall process was fast. So I appreciate Explore Credit!

Thus far I had not had any problems Thus far I had not had any problems, thank goodness. After reading the reviews I will admit, I became terrified, but thus far my experience with them has been fine. Once my loan is paid, I will follow-up.

They never contacted me after ACH… They never contacted me after ACH return and kept increasing interest without notice. I borrow $800 and paid some portion but now balance is over $4000.. I explained this situation and they offered discount but still very high amount. I want to take legal action to this company.

Unauthorized ACH transactions and theft Edit: No, as my loan was in 2021 and you weirdly withdrew money in 2024. I did not authorize this. I've reported it as fraud and my bank suggested filing a police report. Your ACH withdrawal privilege was withdrawn in 2021 and no one reinstated it. If my funds are not returned further action will be taken. I canceled a loan with this company within 24 hours of taking it out. I was assured I was within the legal cancelation (no interest) timeframe. The company then tried to charge me interest weeks later, and somehow today, despite me revoking their ACH privileges, took another $300 from my account. Do NOT give this company access to your bank. When I called customer service they said "we have a text from you authorizing this." UMMM NO, YOU DON'T. They are unethical and I have a feeling their reps get commission and forge approvals.