I dont have explore credit and get charged I dont have explore credit. I have never signed anything. I do not need a loan right now so I haven’t even been browsing for loans and I get charged every 2 weeks two different transactions under Explore Credit. I called my bank to not let them pull any more money and this morning I seen two transactions again but this time they processed check payments with my “signature on file” and I don’t have anything or authorize them to do an thing. This company is FRAUDULENT.

Good for emergency situations Yes, the interest is incredibly high, but I am paying it off early, which makes it easier. Plus, they helped me in a tight situation when I had no other options. Their team was super helpful, and the overall process was fast. So I appreciate Explore Credit!

This place is completely bs..I… This place is completely bs..I currently have a loan from them for 500 dollars and the interest rate is 599% so my payoff to these crooks is almost 4000 on 500. DO NOT USE THEM. DO NOT RECOMMEND THEM. Absolute disgusting lender and only money hungry…currently still paying this bs..am struggling hard…

Unauthorized ACH transactions and theft Edit: No, as my loan was in 2021 and you weirdly withdrew money in 2024. I did not authorize this. I've reported it as fraud and my bank suggested filing a police report. Your ACH withdrawal privilege was withdrawn in 2021 and no one reinstated it. If my funds are not returned further action will be taken. I canceled a loan with this company within 24 hours of taking it out. I was assured I was within the legal cancelation (no interest) timeframe. The company then tried to charge me interest weeks later, and somehow today, despite me revoking their ACH privileges, took another $300 from my account. Do NOT give this company access to your bank. When I called customer service they said "we have a text from you authorizing this." UMMM NO, YOU DON'T. They are unethical and I have a feeling their reps get commission and forge approvals.

They never contacted me after ACH… They never contacted me after ACH return and kept increasing interest without notice. I borrow $800 and paid some portion but now balance is over $4000.. I explained this situation and they offered discount but still very high amount. I want to take legal action to this company.