This company is a complete fraud!! This company is a complete fraud! I just received an email from them saying that they were penalizing me with a late payment fee of $125. When I called the company to ask for verification of the paperwork, they sent me paperwork with only my name and address to reference. Also, the gentleman asked me to verify my social with him and I asked him to verify it with me and the only thing he would verify was the last two numbers of the phone number on the account. Which they were not even close to the last two numbers on my phone number. I would strongly advise anyone that looks up this company to avoid and delete and block as much as possible. It is a complete scam.

Applied for a loan Applied for a loan. They requested the same documents over and over and over. I emailed them at the same time, one person would say they were received the next person would ask for all of them. The person after that would ask for 1 document. Almost a week and never got anywhere. If they didn't want to process the loan they should have said so. Wouldn't have wasted my time and energy.

Good for emergency situations Yes, the interest is incredibly high, but I am paying it off early, which makes it easier. Plus, they helped me in a tight situation when I had no other options. Their team was super helpful, and the overall process was fast. So I appreciate Explore Credit!

Thus far I had not had any problems Thus far I had not had any problems, thank goodness. After reading the reviews I will admit, I became terrified, but thus far my experience with them has been fine. Once my loan is paid, I will follow-up.

Very disappointed after two weeks of… Very disappointed after two weeks of emails that was pre approved I finally made the decision to go forward after all the emails I was not able to receive a Loan. I had a previous loan before .