They never contacted me after ACH… They never contacted me after ACH return and kept increasing interest without notice. I borrow $800 and paid some portion but now balance is over $4000.. I explained this situation and they offered discount but still very high amount. I want to take legal action to this company.

This company is a complete fraud!! This company is a complete fraud! I just received an email from them saying that they were penalizing me with a late payment fee of $125. When I called the company to ask for verification of the paperwork, they sent me paperwork with only my name and address to reference. Also, the gentleman asked me to verify my social with him and I asked him to verify it with me and the only thing he would verify was the last two numbers of the phone number on the account. Which they were not even close to the last two numbers on my phone number. I would strongly advise anyone that looks up this company to avoid and delete and block as much as possible. It is a complete scam.

Thus far I had not had any problems Thus far I had not had any problems, thank goodness. After reading the reviews I will admit, I became terrified, but thus far my experience with them has been fine. Once my loan is paid, I will follow-up.

Good for emergency situations Yes, the interest is incredibly high, but I am paying it off early, which makes it easier. Plus, they helped me in a tight situation when I had no other options. Their team was super helpful, and the overall process was fast. So I appreciate Explore Credit!

This place is completely bs..I… This place is completely bs..I currently have a loan from them for 500 dollars and the interest rate is 599% so my payoff to these crooks is almost 4000 on 500. DO NOT USE THEM. DO NOT RECOMMEND THEM. Absolute disgusting lender and only money hungry…currently still paying this bs..am struggling hard…