Extra Card

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4.60
Based on 20 Reviews

5

75.00%

4

20.00%

3

0.00%

2

0.00%

1

5.00%
About Extra Card

Today, over 100 million Americans don't want or can't get a credit card... and we understand why! Credit cards come with cons. Like overspending, high-interest rates, inaccessibility, and mountains of debt. But, a great credit score can change lives. Especially with important long-term goals, like securing a housing mortgage, or getting the best possible repayment plan on your big purchases. Despite this, there are very few credit-building alternatives. Enter Extra. Our mission is to create a safer, more accessible credit experience with the ease and predictability of a debit card. With Extra, you can relax as you work towards your long-term goals and avoid the pitfalls and traps of a credit card—no credit checks, no interest rates, and no hidden fees.

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Camila Suarez-Trovat
GB

Since I started using the Extra card… Since I started using the Extra card I’ve seen a lot of good results. My credit score has gone up amazingly since the moment I made my request three years ago. Customer service is really caring about anything you need; their response is always fast.

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Ira Mcdaniel
GB

They take way to long to draft the… They take way to long to draft the money out of your account and will leave you in the negative. Be careful. Definitely not worth the $25 monthly membership fee. And they will not refund your monthly membership fee if you don't cancel before 30 days. It's in the terms and conditions of the fine print. I learned the hard way.

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Geoffrey Mtua
GB

The app is great it helps in daily… The app is great it helps in daily spending as all payments are regarded as credit transactions which boosts the credit score

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Jonathan
GB

Have been a member since 2021 Have been a member since 2021. Extra has helped me achieve a better credit score and has helped me understand and manage my finances better! I was able to get rewarded for using my Extra card and redeem a lot of great items like beats headphones and gift cards towards airline travel! I highly recommend Extra! Safe and secure, better than using your debit card.

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Carlee Taylor
GB

So far so good So far so good! I’m new to Extra but excited to start rebuilding my credit. Had a small issue seeing my bank but Ross helped me out and now everything is good to go! Im saying Bye Bye to my crappy credit score and hello to new beginnings

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