Raisin U.S.

New York, United States
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4.45
Based on 20 Reviews

5

80.00%

4

5.00%

3

5.00%

2

0.00%

1

10.00%
About Raisin U.S.

Open a no-fee Raisin account in minutes and spread your savings across our growing network of banks and credit unions. You’ll get $250,000 of insurance coverage per institution, per individual, and be able to manage your savings in one account. Earn more, SaveBetter™.

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Brenda Reed
GB

Tina Tina, my customer service representative, answered all my questions, helped me to correct some information that I had not completed correctly and assured me that everything was complete when we we finished. She was so informative and helpful. I could not have asked for better service. Thank you!

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Lynne Bernstein
GB

The good .. and the bad The good ... and the bad. First the good. Raisin makes it very easy to deposit funds in CDs and high yield savings accounts at a number of different financial institutions. There are more than enough options to choose from. However, the bad, is that they don't make it easy to track your savings because you can only view your accounts on their website or print in PDF format. This means you might have pages and pages of PDF listings on any given day (depending on how many accounts you have) and you cannot put the information into a spreadsheet so you can consolidate ALL you accounts at other institutions - without manually entering all the information manually every time you want to update your spreadsheet. They also make it hard to keep track of how much money you have under the same title at each institution so you can track your balances for FDIC coverage. It is possible to lose track of accounts without being able to view them all at the same time on one page/screen. But the way they display them on the website makes it impossible unless you only have 2 or 3 accounts. I do wish I could transfer funds from one Raisin holding to another without having to withdraw to my linked checking account and then move funds back into another Raisin account. This process costs time and time is money.

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Doni Harris
GB

Love love love having all my finances… Love love love having all my finances in one spot. So nice to actually be making some interest! So easy to move money from this acct. to my basic bank account. Anytime I have a question or issue customer care is so helpful and kind....

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Customer
GB

Kimberly was Excellent Kimberly was excellent! What I needed done was timely. Her communication and her ability to expedite my request was greatly appreciated!

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Pete F
GB

Best Rates Around ! I have been using Raisin (Save Better) for over a year now and have been very pleased with the Money Market, CD Rates and the # of banking institutions they provide to choose from. I have moved my money a couple of times within their bank offerings to achieve the absolute maximum interest available and the on line process went smoothly. You can always monitor your savings 24/7 on line and a combined account monthly savings summary report is provided that you can print for your records. I’ve been very pleased with them !

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