Raisin U.S.

New York, United States
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4.45
Based on 20 Reviews

5

80.00%

4

5.00%

3

5.00%

2

0.00%

1

10.00%
About Raisin U.S.

Open a no-fee Raisin account in minutes and spread your savings across our growing network of banks and credit unions. You’ll get $250,000 of insurance coverage per institution, per individual, and be able to manage your savings in one account. Earn more, SaveBetter™.

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Allison Mauret
GB

This is literally a gem that my husband… This is literally a gem that my husband found. Since then we have been using it and we’re so much in love with it!

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Jeff
GB

My money is making money! The UI of the platform is easy to navigate and the product line is well displayed and easy to engage. Support is also on point and easy to access.

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Michael Buelow
GB

Easy to do business with! I was very leery about putting/investing money into an online banking institution... mainly because of a bad experience in the past where that online bank gladly took a large chunk of $$$, but only was willing to give back a max of $25000, and it had to be seven days before another portion could be removed. With Raisen, I can move money around freely with no hassles!!! Also, Raisen is very competitive with their interest rate (even against CD's). I would highly recommend Raisen!

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Kim Radina
GB

My focus was to diversify my options… My focus was to diversify my options for having cash in a safe & convenient area other than most banks only offering a minimum interest rate. Started out with Western Alliance on-line banking. Raisin has integrated a # of institutions to offer clients more options based on their needs. Easy transfer of funds between my bank & Money Market Hi Yield account. Easy to use web site, etc. Very satisfied.

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Lynne Bernstein
GB

The good .. and the bad The good ... and the bad. First the good. Raisin makes it very easy to deposit funds in CDs and high yield savings accounts at a number of different financial institutions. There are more than enough options to choose from. However, the bad, is that they don't make it easy to track your savings because you can only view your accounts on their website or print in PDF format. This means you might have pages and pages of PDF listings on any given day (depending on how many accounts you have) and you cannot put the information into a spreadsheet so you can consolidate ALL you accounts at other institutions - without manually entering all the information manually every time you want to update your spreadsheet. They also make it hard to keep track of how much money you have under the same title at each institution so you can track your balances for FDIC coverage. It is possible to lose track of accounts without being able to view them all at the same time on one page/screen. But the way they display them on the website makes it impossible unless you only have 2 or 3 accounts. I do wish I could transfer funds from one Raisin holding to another without having to withdraw to my linked checking account and then move funds back into another Raisin account. This process costs time and time is money.

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