I love having my Raisin account with Western Alliance Bank I love having my Raisin account with Western Alliance Bank because it is so easy to navigate their online app. They make it so easy to deposit and withdraw money as needed. The high interest rate I am getting is the best in the country for savings accounts and the app will tell you how much money you are earning everyday. I suggest them to all of my friends.

Kimberly was Excellent Kimberly was excellent! What I needed done was timely. Her communication and her ability to expedite my request was greatly appreciated!

For me, Raisin did exactly what it said it would do It's human nature. People are more likely to write a negative review when things go wrong, and less likely to write a positive review when everything goes right. In my experience, Raisin has done exactly what it said it would do. Raisin is a platform that connects banks with customers - and the banks offer higher interest rates than brick and mortar banks. I have made and withdrawn funds from my high interest savings account and opened several CD's, all without issues. Local banks offer checking accounts and instant access to your savings account - Raisin does not pretend to compete with that. What Raisin does, it seems to do very well.

It’s terrifying doing business with… It’s terrifying doing business with this company. I have $750k+ in various CDs and savings account in their platform. $500k of it has just vanished after two CDs matured that I marked as “do not renew.” Where’s my money? There’s literally no indication on my dashboard that those CDs ever even existed, or what has become of my money. And to top it off, it’s the weekend and this joke of a company limits support hours to weekdays only. I’m calling a lawyer on Monday.

The good .. and the bad The good ... and the bad. First the good. Raisin makes it very easy to deposit funds in CDs and high yield savings accounts at a number of different financial institutions. There are more than enough options to choose from. However, the bad, is that they don't make it easy to track your savings because you can only view your accounts on their website or print in PDF format. This means you might have pages and pages of PDF listings on any given day (depending on how many accounts you have) and you cannot put the information into a spreadsheet so you can consolidate ALL you accounts at other institutions - without manually entering all the information manually every time you want to update your spreadsheet. They also make it hard to keep track of how much money you have under the same title at each institution so you can track your balances for FDIC coverage. It is possible to lose track of accounts without being able to view them all at the same time on one page/screen. But the way they display them on the website makes it impossible unless you only have 2 or 3 accounts. I do wish I could transfer funds from one Raisin holding to another without having to withdraw to my linked checking account and then move funds back into another Raisin account. This process costs time and time is money.