Bait and switch Completed the online application in response to an ad for life insurance without a medical exam, and received an online confirmation. Then an email asking for a medical review and a nurses exam. A Christian cover for a very misleading experience.

Good help with people that doesn't have … Good help with people that doesn't have any health problems cause Even the simplest ones can get u denied on insurance.....

Waiting on a decision for months. If you are using their services then you are probably experiencing a hardship or disability. After meeting the elimination period almost 60 days ago, I still do not have an answer about my claim. 4 months without income is a long time and they have no sense of urgency to help. Waiting for weeks on end to get a decision is not acceptable when I have supplied everything requested. It is disheartening that a Christian company does not show compassion or concern for their customers.

The process to get disability was slow The process to get disability was quick at first and then very slow. I applied online so didn't have a representative but when I would email the account manager it would take days to get a response. I wish that the process had been a little more transparent. It was decent service.

Good Luck accessing your account. I opened an account online and tried for 3 days to log in, only getting error messages. It kept sending me to a Together site. I contacted them and they could not help, telling me that the together site was not them, but when I typed in Brightpeak, that was the screen that always came up. After multiple emails I finally just gave up. If I can't even get into the account to finish setting it up, how safe are my funds. I have other online accounts with no issues.