Collective Handles the Hard Stuff Collective handles all the difficult bookkeeping and payroll aspects of running your own business and they do it while saving you tons on your taxes. You're paired with real people who genuinely care about your success and that, in and of itself, makes the cost worth it over and over again.

They canceled my memberships after 3… They canceled my memberships after 3 months ( got 1 free month because of the Black Friday deal ), but they didn't do the onboarding process till January, and the person who did the onboarding said that they were too new to help me because I have both 1099 and W2, so she said she'll cancel my membership and referred me to try using another company. Since they took the money out of my bank account, so I asked for a refund. I did get 1 month only but I was supposed to get 2 months because they were supposed to let me know the first place before I signed up. This morning I was still trying to get my refund for another month since they never helped me anyway and guess what?? No one cares enough to reply to my email or answer my chat on their Instagram! Don’t fall for anything they promise you to do, you wasting your time and money and yet, they ignore you when you are trying to speak up!

Optimized the way I do business Collective has taken a huge burden off my shoulders and saved my business quite a bit of money. Look money isn't my strong suit (other than making it), and to know I'm in good hands is :chefs kiss:. It allows me to focus on the more important things in business.

Stay away Tl;dr: -They messed up my takes and I owed >$17k -I paid a ton of $$ in penalties -Nobody would explain how to even pay these taxes or make the payments--I had to tell them -When I tried to get in touch with them, nobody responded to me -My business went under as a result and I had to move back with my parents I can't believe I got scammed like that 😂😂😂

HUGE mistake using Collective - avoid at all costs Using Collective has been by far the biggest tax mistake I've made for my business. I've lost a large portion of my income due to straight up bad advice that Collective provided me with and took no accountability for. They are impossible to communicate with, don't give clear or timely answers, and consistently make mistakes. This is the last thing I wanted to deal with when running a business, this company is borderline fraudulent and I'm considering legal action it's so disastrous. I still can't get a response from them.